Head of Financial Crime Compliance
Reap is a stablecoin-native financial infrastructure company providing business accounts, Visa corporate cards, global fiat payments, expense management, and embedded card and payment services.
Funding history
About Reap
Reap is a Hong Kong-founded fintech that bridges traditional finance and digital assets for global businesses. Its platform supports stablecoin-funded corporate cards, business payments settled in fiat, expense controls, treasury operations, and embedded card-issuing and payment infrastructure. Payward completed its acquisition of Reap on July 1, 2026; Reap continues operating as a standalone brand within the Payward ecosystem.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Lead and scale Reap's global financial crime compliance function across jurisdictions, governing AML/CFT frameworks, overseeing investigations and monitoring, engaging regulators and auditors, leading the FCC team, and driving AI and automation initiatives with appropriate governance and human oversight.
Requirements
- 12-15+ years of AML/CFT, financial crime compliance, or regulatory compliance experience
- Experience as an MLRO, AMLCO, or Head of AML/CFT
- Experience scaling compliance functions across jurisdictions
- AML/CFT regulations
- FATF standards
- Risk-based compliance frameworks
- Transaction monitoring
- Sanctions screening
- Financial crime investigations
- SAR/STR requirements
- Enhanced due diligence
- KYC platforms
- KYB platforms
- Blockchain analytics platforms
- AI governance
- Model oversight
- Explainability
- Human-in-the-loop controls
- Leadership and people management
Responsibilities
- Own the Group Financial Crime Compliance framework
- Lead AML/CFT risk assessments
- Define financial crime risk appetite and governance standards
- Drive FCC maturity and audit readiness
- Oversee higher-risk client and transaction reviews
- Govern transaction monitoring and sanctions screening
- Review investigations and oversee SAR/STR decisions
- Optimize typologies and detection frameworks
- Lead financial crime reporting and risk analytics
- Oversee sponsor programme requirements
- Engage regulators, auditors, and external stakeholders
- Lead the global FCC team
- Drive AI and automation strategy for financial crime compliance
- Establish governance for AI-enabled solutions
- Partner with Product, Engineering, and Data teams
Benefits
- Flexible remote work environment
- Insurance coverage after probation
- Reap Card stipend
- Use of AI tools at work
- A culture of innovation, inclusion, and continuous learning
