Gold Loan Officer
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will appraise gold ornaments and jewelry, process gold loan applications, and manage secure loan disbursements and asset custody. You will build customer relationships, provide financial solutions, and verify gold inventory to manage operational and credit risks.
Requirements
- Experience in gold appraisal, valuation, and gold loan operations.
- Knowledge of consumer banking products, risk management, and regulatory compliance.
- Interpersonal and communication skills.
- Integrity, attention to detail, and accuracy in handling physical assets.
- Ability to meet business targets in a fast-paced environment.
- Relevant qualifications in business, finance, or a related discipline.
Responsibilities
- Evaluate and appraise gold ornaments and jewelry for value, weight, and purity.
- Process gold loan applications in line with bank policies, credit guidelines, and regulatory standards.
- Manage end-to-end gold loan disbursements and the secure handling, storage, and custody of gold assets.
- Build customer relationships to grow the portfolio and meet distribution targets.
- Address customer inquiries and provide appropriate financial solutions.
- Conduct regular gold-inventory verification and audits to mitigate operational and credit risks.