Fincrime Analyst
LemFi provides international payment products for immigrants, including multi-currency wallets, global money transfers, payment requests, and eSIM connectivity.
About LemFi
LemFi is a financial technology company offering international payment products designed to help immigrants thrive financially. Its services include multi-currency wallets, international money transfers to more than 30 countries, money requests and payment links, and eSIM connectivity. Transfers can be sent to bank accounts, mobile money, and other destinations, typically arriving within minutes.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will tune transaction-monitoring, screening, and risk-scoring logic to reduce false positives while maintaining risk coverage. You will analyse alert and case data, test and document rule changes, translate financial-crime typologies into detection scenarios, and produce reporting and evidence for audits and regulatory reviews. You will work with Compliance, Investigations, Product, and Engineering to align changes with policy and risk appetite.
Requirements
- Around 3 to 5 years of financial-crime experience in transaction monitoring, sanctions screening, and/or fraud
- Hands-on experience configuring or tuning transaction-monitoring and/or screening systems
- Knowledge of AML/CTF, sanctions, fraud typologies, and monitoring and screening governance
- Ability to read and interpret alert and transaction data
- Spreadsheet skills and basic SQL, or a demonstrated willingness to develop SQL skills
- Analytical and documentation skills
- Ability to defend tuning decisions to auditors or examiners
- Ability to communicate across compliance, product, and engineering
Responsibilities
- Tune and maintain risk-scoring parameters, transaction-monitoring rules, and screening thresholds
- Document rule and threshold changes with audit-ready evidence
- Analyse alert output and case feedback to test and implement detection-logic changes
- Run above-the-line, below-the-line, and periodic tuning tests
- Translate money-laundering, sanctions-evasion, and fraud typologies into detection scenarios and rules
- Tune sanctions, PEP, and adverse-media name and entity matching logic
- Maintain customer and transaction risk-scoring segmentation
- Build and interpret reporting on alerts, false positives, cases, and SARs
- Produce tuning reports for leadership, auditors, and regulators
- Partner with Product, Engineering, Investigations, Compliance, and the MLRO
- Support audits, model validation, and regulatory examinations with a maintained change log
