Enhanced Due Diligence Specialist

Skills

About the Role

You will lead enhanced due diligence reviews and approvals for institutional, professional, and high-risk clients. You will assess financial crime risks, document defensible decisions, escalate complex cases, improve EDD standards and controls, and work closely with onboarding and compliance stakeholders.

Requirements

• 4 to 8 years of financial crime or KYC experience in financial services
• Hands-on experience with EDD and complex client due diligence
• Knowledge of UK AML and financial crime regulation, including JMLSG guidance
• Experience conducting EDD for institutional, professional, or high-risk clients
• Experience assessing complex ownership structures, source of wealth and funds, and PEP and sanctions cases
• Ability to make well-documented and defensible risk decisions
• Bachelor's degree in Law, Business, Finance, Economics, a related field, or equivalent practical experience
• ICA or ACAMS qualification is desirable
• Ability to work from the London office at least three days per week

Responsibilities

• Lead holistic enhanced due diligence reviews and approvals for Prime applications and high-risk clients
• Assess source of wealth, source of funds, beneficial ownership, control structures, PEP and sanctions exposure, and adverse media
• Document approval and escalation decisions with clear reasoning
• Ensure assessments are proportionate, evidence-based, and completed promptly
• Provide risk judgement on complex, novel, and borderline cases
• Escalate cases to the Senior Manager and second-line Compliance when required
• Support the institutional onboarding team with complex EDD questions
• Identify case-work themes to strengthen processes, training, and controls
• Contribute to quality oversight and assurance activities
• Build collaborative relationships with onboarding, KYC Risk and Assurance, Compliance, and Financial Crime stakeholders