Director of Engineering KYX
Tide is a UK-founded fintech business financial platform providing banking and financial-management services to small businesses and sole traders.
About Tide
Tide Platform Limited operates Tide, offering business accounts, payments, accounting and tax tools, savings, payroll, and business finance. Tide is FCA-authorised for electronic-money and payment services and is not itself a bank; its business bank accounts are provided through partner banks including ClearBank.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead the engineering strategy, organisation and delivery for KYX across onboarding, continuous monitoring and risk scoring. You will oversee backend, frontend, data science and ML engineering; run model lifecycles; scale governed agentic AI; and improve decisioning, due-diligence quality and cost efficiency.
Requirements
- Experience leading engineering organisations in identity, onboarding, fraud, financial crime or another regulated decisioning domain
- Track record of improving conversion, due-diligence quality, unit economics and workflow automation through platform investment
- Experience taking machine learning into production at scale and owning live model performance
- Experience operating in a regulated environment with operations, policy, risk and compliance functions
- Judgement across organisation design, delivery, platform strategy, data architecture and technical quality
- Ability to lead distributed teams across multiple markets and unify separate engineering lines
Responsibilities
- Own the engineering strategy and organisation for KYX
- Lead backend, frontend, data science and ML engineering
- Own the KYX Scoring and ML capability and model lifecycle
- Scale agentic AI across regulated workflows
- Collaborate with operations, policy, risk, compliance, product and IAM stakeholders
- Improve automated decisioning, due-diligence quality and KYX cost per member
- Deploy global solutions while isolating market-specific logic
Benefits
- Generous annual leave in addition to bank holidays
- Paid maternity, paternity and adoption leave
- Paid and unpaid sabbatical options
- Private family health insurance with OPD coverage and top-up options
- Accidental and life insurance
- Therapy sessions, courses, meditations and workshops
- Paid volunteering and personal-growth days
- Work from abroad for up to 90 days annually
- Home-office setup contribution
- Laptop replacement and ownership
- Office snacks, coffee, tea and lunch
