Credit Risk Manager
Figure uses blockchain technology to provide lending, trading, and investment solutions for consumer credit and digital assets.
Maintainer signals as of 9/2/2026
Funding history
Investors
About Figure
Figure operates a vertically integrated blockchain-based capital markets platform for consumer assets and digital assets. The platform enables home equity lending, crypto-backed loans, tokenized asset trading, and yield-generating products through the Provenance Blockchain. Figure serves consumers, institutional partners, and investors across the United States.
Skills
About the Role
You will refine credit underwriting strategies using advanced analytics and alternative data. You will analyze loan performance, model expansion initiatives, investigate losses and defaults, develop segment economics and yield models, design tests and monitoring frameworks, validate rule changes, support diligence, and ensure credit strategies meet regulatory requirements.
Requirements
- Bachelor's or master's degree in a quantitative field
- 5+ years of credit risk management or data science experience in consumer lending
- Advanced SQL skills
- Advanced Python or R skills
- Experience with predictive modeling, customer segmentation, and statistical procedures
- Experience with Tableau, Power BI, and Looker
- Comply with company security policies and data-handling procedures
- Complete required security awareness training
- Report suspected security incidents or suspicious activity
Responsibilities
- Refine credit underwriting strategies using advanced analytics
- Analyze loan performance to model expansion initiatives, identify customer segments, and optimize conversion
- Analyze credit losses and default trends and strengthen fraud controls
- Develop valuation models and advise on yield projections and performance assumptions
- Design A/B tests that balance risk control, conversion, and user experience
- Validate performance before and after credit and fraud rule changes
- Design monitoring frameworks for product launches and emerging portfolio risks
- Present underwriting methodology to investors and support due diligence inquiries
- Ensure credit strategies meet regulatory requirements
- Conduct quantitative analyses for credit, operations, and product objectives
Benefits
- Medical, dental, and vision coverage with 100% employer-paid premiums for employees and dependents on select plans
- HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
- Employer-paid life and disability insurance
- 11 observed holidays and PTO plan
- Up to 12 weeks of paid family leave
- Continuing education reimbursement
