Credit Operations Specialist

Lunar Group A/S is the Danish parent company of Lunar’s active Nordic digital-banking and financial-services businesses.

Aarhus, Denmark
About Lunar Group A/S

Lunar Group A/S is headquartered in Aarhus and is the parent company of Lunar Bank A/S, Lunar Block A/S, Moonrise Banking Services A/S, and Lunar Journey AB. Its group businesses provide regulated digital banking, business banking, Nordic banking-services/payment connectivity, and crypto-asset trading across Denmark, Sweden, and Norway.

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Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will support the credit journey through loan-application processing, overdraft prevention, pre-collection tasks, and collection-partner handovers. You will monitor automated credit systems, identify anomalies, work with internal stakeholders, and improve and automate credit processes.

Requirements

  • 1-3 years of consumer credit case handling, back-office loan processing, or financial customer support experience in Denmark
  • Credit risk evaluation
  • Affordability assessment
  • Debt-to-income calculation
  • Left-to-Live calculation
  • Credit bureau data interpretation
  • Knowledge of Danish or Nordic consumer lending regulations
  • Responsible lending guidelines
  • AML
  • KYC
  • Danish fluency
  • English fluency

Responsibilities

  • Process and assess loan applications
  • Identify and act on potential overdrafts
  • Handle manual pre-collection tasks and customer communications
  • Manage collection-case handovers accurately and on time
  • Coordinate with the external collection partner
  • Monitor automated credit systems and flag anomalies
  • Provide credit expertise to internal stakeholders
  • Improve and automate credit processes

Benefits

  • State-of-the-art equipment
  • Pension
  • Health insurance
  • Enhanced parental leave