AML Operations Analyst
LemFi provides international payment products for immigrants, including multi-currency wallets, global money transfers, payment requests, and eSIM connectivity.
About LemFi
LemFi is a financial technology company offering international payment products designed to help immigrants thrive financially. Its services include multi-currency wallets, international money transfers to more than 30 countries, money requests and payment links, and eSIM connectivity. Transfers can be sent to bank accounts, mobile money, and other destinations, typically arriving within minutes.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will assess transaction monitoring, customer verification, and sanctions-screening alerts and make timely decisions. You will investigate higher-risk customers, conduct enhanced due diligence, and escalate suspicious activity when required. You will fulfill partner due-diligence and RFI requests, respond to compliance-related customer tickets, and document clear recommendations. You will collaborate across functions and keep current with emerging AML typologies, risks, and criminal trends.
Requirements
- 1-3 years of AML and/or CDD compliance experience within a fintech, financial institution, or advisory or audit company
- Experience with KYC reviews, ID verification, enhanced due diligence, sanctions, and transaction monitoring alerts
- Ability to independently assess customer risk and make defensible decisions
- Written and verbal English communication skills
- Proficiency in Microsoft Office or Google Sheets for case management and reporting
- Organisational skills and attention to detail
Responsibilities
- Assess transaction monitoring, customer verification, and sanctions screening alerts
- Make accurate and timely compliance decisions
- Perform enhanced due diligence on higher-risk customers
- Provide recommendations to Compliance leadership
- Review customers and transactions displaying red flags
- Escalate suspicious activity when required
- Fulfill due diligence and RFI requests from payments and banking partners
- Respond to compliance-related customer tickets
- Build knowledge of emerging AML typologies, risks, and criminal trends
Hiring Process
Hiring Manager Interview (30 minutes) → Final technical and behavioural interview with the Compliance Operations team (45 minutes)
