Treasury Specialist - FX & Payment Operations
Nilos provides cross-border payment infrastructure for businesses and fintechs operating in emerging markets. Its platform and API support multi-currency accounts, foreign-exchange conversion, local payouts, and stablecoin-enabled digital-asset services.
Funding
Investors
Projects
About Nilos
Nilos operates a global payment infrastructure for international merchants, global corporates, and fintechs. It enables customers to collect funds through local payment methods and bank transfers, convert currencies using its liquidity network, and send payouts through local banking and mobile-money rails. The company also offers digital-asset accounts and API integrations for automated reconciliation, conversion, treasury operations, and payments across more than 120 countries, with a focus on Africa, LATAM, and other challenging corridors.
Skills
About the Role
You will oversee daily payment, treasury, and FX operations across multiple payment rails. You will execute FX trades, monitor markets and liquidity, manage trade settlement, reconcile account and wallet balances, investigate discrepancies, prepare treasury reports, and maintain compliance controls and audit trails.
Requirements
- 3–5 years of experience in payment operations, FX sales, FX brokerage, banking operations, or treasury management
- Strong understanding of payments infrastructure and FX settlement mechanics
- Experience executing FX transactions across G10, stablecoins, and Sub-Saharan African markets
- Advanced Excel or Google Sheets skills
- Experience with TMS or payment operations platforms
- Experience with data and reconciliation tooling
- Strong use of AI tools
Responsibilities
- Oversee and execute daily payment operations across multiple payment rails
- Monitor payment flows and resolve delays, exceptions, and failed transactions
- Support customers and internal teams with FX- and payment-related inquiries
- Automate and optimize treasury tools, payment workflows, and operational controls
- Execute FX spot, forward, and swap trades
- Monitor currency markets, liquidity conditions, and stablecoin dynamics
- Provide FX pricing and market information to clients and the sales team
- Manage FX trades from execution through settlement, booking, confirmation, and reconciliation
- Forecast liquidity requirements across fiat and digital asset balances
- Optimize cash and stablecoin positions across accounts, entities, and currencies
- Manage prefunding and liquidity-pool rebalancing
- Coordinate credit-line drawdowns, repayments, and utilization
- Reconcile banking-provider positions, liquidity accounts, and on-chain wallet balances
- Investigate and resolve FX, payment, and reconciliation discrepancies
- Prepare treasury reports covering cash positions, FX P&L, payment volumes, and exceptions
- Support month-end treasury and intercompany accounting entries
- Support KYB/KYC policies, AML monitoring, and regulatory requirements
- Maintain operational controls and audit trails
- Provide documentation, evidence, and reconciliations for audits
Benefits
- Performance-based bonus scheme
- Flexible, remote-friendly working arrangements
- Professional development support
