Senior Underwriter
Soter Insure provides institutional-grade insurance for the digital asset ecosystem. Its coverage addresses risks such as management liability, professional indemnity, theft and loss, slashing, and smart-contract failures for institutional digital-asset clients.
Funding history
About Soter Insure
Soter Insure is a regulated digital-asset insurance provider serving institutional participants in the blockchain ecosystem. It offers D&O, professional indemnity, crime and specie, technology professional indemnity, slashing, and smart-contract insurance, including policies denominated in BTC and ETH to reduce asset-liability mismatch and volatility risk. The company operates through a Bermuda-regulated insurer and a DFSA-authorized insurance-intermediation presence in Dubai, serving institutional clients globally and in the MENA region.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead new-business and renewal underwriting for US digital-asset clients across six insurance lines. You will assess technical risks, quote and bind coverage, structure bespoke programmes, develop broker relationships, draft policy wordings, refine pricing, manage portfolio exposure, complete compliance checks, and mentor underwriters.
Requirements
- Seven or more years in specialty or commercial lines underwriting or broking
- At least three years in Financial Lines or Specie
- Demonstrable personal underwriting authority and profitable results
- Experience drafting and negotiating policy wordings and endorsements
- Direct involvement in insurance product, programme, or facility development
- Knowledge of US specialty insurance markets, surplus lines, and fronting structures
- Understanding of digital asset custody, exchanges, trading, staking, DeFi, and US regulation
- Ability to assess technical risk independently
- Cyber underwriting experience is preferred
- Familiarity with the Bermuda regulatory framework is preferred
- Professional insurance designations are preferred
- Ability to use data tools, scripting, or AI assistants is preferred
Responsibilities
- Lead new-business and renewal underwriting across six insurance lines
- Quote, negotiate, and bind risks within delegated authority
- Prepare referrals and contribute to Underwriting Committee decisions
- Assess custody architecture, key management, smart-contract audits, validator operations, and governance controls
- Design bespoke multi-line and hybrid-currency insurance programmes
- Develop relationships with US brokers and intermediaries
- Support US distribution, fronting, and programme partnerships
- Draft, negotiate, and approve policy wordings and endorsements
- Apply and refine pricing models
- Manage aggregation, correlation, and shared-infrastructure exposure
- Complete client risk assessments and sanctions, PEP, and adverse-media screening
- Coach underwriting team members
- Improve underwriting guidelines, SOPs, and AI-assisted underwriting tooling
