Senior Liquidity Risk Manager
Upvest provides regulated, API-first investment infrastructure for fintechs, banks, brokers, and wealth managers across Europe and the UK.
Funding history
About Upvest
Upvest is a Berlin-based, regulated investment-infrastructure company serving financial institutions that want to launch and scale brokerage, wealth, and pension products. Its cloud-native Investment API provides brokerage, settlement, custody, and real-time investment functionality, while its operations offering automates middle- and back-office processes. Upvest supports flexible operating models under its own or clients’ licences and offers fractional securities, portfolios, and savings plans across European and UK markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will own the design, implementation, and ongoing oversight of Upvest's liquidity risk framework, a critical function for a BaFin-regulated investment firm operating at scale across Europe. You will work closely with Treasury, Finance, and senior leadership to ensure Upvest maintains a robust and compliant liquidity position as the company expands across Europe. This is a high-impact, highly visible role at the intersection of regulatory compliance, strategic finance, and operational excellence, and you'll be central to how Upvest manages risk at the next stage of growth. You'll lead advanced quantitative modeling and analyze complex risk data to provide strategic insights on liquidity, funding, and stress testing. You'll design and implement mitigation strategies and risk controls across core business processes, own high-impact risk projects including the architecture and deployment of next-generation risk models and tools, serve as the primary expert for financial risk inquiries with senior leadership, external partners, and regulators, and mentor junior team members while driving cross-departmental initiatives to scale the risk infrastructure.
Requirements
- 5+ years in risk management or treasury within a regulated bank or financial institution
- Strong understanding of European/BaFin regulatory frameworks (CRR, LCR, NSFR, ILAAP, MaRisk)
- Hands-on experience building or operating quantitative risk models and cash flow forecasting tools (SQL/Python skills are a plus)
- Proven track record of driving complex projects across domains like IT GRC, Outsourcing, or Compliance
- Exceptional ability to mentor junior colleagues and articulate complex financial risks clearly to C-level executives and external partners
- Fluency in English; German language skills are a strong advantage
- Experience bridging the gap between Financial and Non-Financial/Operational Risk frameworks
- Prior experience in a high-growth fintech scale-up environment
Responsibilities
- Lead advanced quantitative modeling and analyze complex risk data to provide strategic insights on liquidity, funding, and stress testing (ILAAP)
- Design and implement comprehensive mitigation strategies and robust risk controls across core business processes
- Own high-impact risk projects, including the architecture and deployment of next-generation risk models and tools
- Serve as the primary expert for financial risk inquiries, translating complex quantitative findings for senior leadership, external partners, and regulators (BaFin)
- Mentor junior team members and drive cross-departmental initiatives (IT GRC, Outsourcing, Finance, Compliance, Operations) to scale risk infrastructure
Benefits
- €20,000 per year to spend on AI tools
- 30 days of annual leave
- Sports benefits
- Confidential professional coaching
- Flexibility to work remotely abroad for up to 183 days a year
- One-month fully paid sabbatical after every 4 years of working at Upvest
- Personal development budget
- Flexible work environment across hubs in Berlin, London or Tallinn, hybrid or remote across Europe
- Competitive salary and participation in employee equity program
- Company-wide events such as UpFest, dinners, offsites and Holiday party
