Senior FinCrime Prevention Specialist
Vivid is a European financial-services company offering digital business and personal accounts, cards, transfers, payment acceptance, and investment products. It serves freelancers, small and medium-sized businesses, enterprises, and individual customers.
Maintainer signals as of 8/14/2026
About Vivid
Vivid provides an all-in-one digital financial platform for companies, freelancers, and personal users. Its services include business accounts with multiple IBANs and sub-accounts, Visa cards and cashback, SEPA Instant and international payments, invoicing, bookkeeping integrations, payment links, POS terminals, and business travel tools. It also offers investment products such as interest accounts, model portfolios, and business brokerage for money market funds, ETFs, stocks, bonds, and crypto assets. Payment services are provided by Vivid Money S.A. in Luxembourg, while investment and crypto services are provided by Vivid Money B.V. in Amsterdam.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You conduct enhanced due diligence, review KYC and financial documentation, assess customer risks, investigate transaction monitoring alerts, escalate sanctions and adverse media findings, support SAR and STR preparation, and maintain audit-ready compliance records.
Requirements
- 5+ years of AML, KYC, or financial crime compliance experience at a fintech or banking institution
- Experience handling high-risk or high-net-worth client portfolios
- Experience with enhanced due diligence and transaction monitoring investigations
- Ability to assess complex client structures, PEP exposure, and cross-border risks
- Analytical and investigative skills
- Knowledge of AML/CTF regulations and internal compliance policies
Responsibilities
- Conduct enhanced due diligence on high-net-worth and high-value customers
- Review and verify KYC documentation, source of wealth, and source of funds
- Assess customer risk profiles and assign risk ratings
- Identify and escalate red flags, sanctions hits, and adverse media
- Perform periodic reviews of high-value client accounts
- Monitor transactions for unusual or suspicious patterns
- Investigate transaction monitoring alerts and document findings
- Recommend risk re-classification
- Support SAR and STR preparation and escalation
- Maintain audit-ready client records and case documentation
- Participate in audits, regulatory reviews, and remediation actions
- Contribute to policy updates and process improvements
