Senior AML Investigator

Skills

About the Role

You will review system-generated alerts and ad hoc referrals to assess potential illicit activity. You will analyze transaction patterns across fiat and cryptocurrency accounts, document investigative findings, prepare and validate Suspicious Activity Reports (SARs) for FinCEN, escalate issues for advanced review, and use BSA/AML transaction monitoring and case management software to support investigations. You will also monitor risk trends, collaborate to improve processes, and contribute ideas to enhance investigation quality.

Requirements

• 5+ years of related AML experience
• Bachelor's degree in related field preferred
• Intermediate to strong knowledge of applicable regulatory and legal compliance obligations rules and regulations industry standards and practices
• Intermediate to strong knowledge of general banking operations and commercial banking products and services
• Knowledge of CTRs SARs and OFAC
• Experience using BSA/AML transaction monitoring and case management software required
• Strong speaking and writing communication skills
• Team-oriented mindset
• Digital asset knowledge preferred but not required

Responsibilities

• Review system-generated alerts and ad hoc referrals to assess potential illicit activity
• Gather and analyze transaction and entity data to identify unusual patterns or risks
• Analyze transaction patterns across fiat and cryptocurrency accounts to detect suspicious activity
• Identify risk indicators and escalate matters for further review or reporting
• Document investigative results and provide sufficient research to support decisions
• Prepare and validate Suspicious Activity Reports (SARs) in accordance with procedures
• Use BSA/AML transaction monitoring and case management software for investigations
• Monitor emerging risk trends and maintain awareness of relevant threats
• Collaborate with colleagues to improve department processes
• Contribute process improvement ideas to enhance customer experience and compliance

Benefits

• Discretionary bonuses
• Stock options
• 401(k)
• Medical insurance
• Additional benefits