Risk Manager Card Issuing
Reap is a stablecoin-native financial infrastructure company providing business accounts, Visa corporate cards, global fiat payments, expense management, and embedded card and payment services.
Funding history
About Reap
Reap is a Hong Kong-founded fintech that bridges traditional finance and digital assets for global businesses. Its platform supports stablecoin-funded corporate cards, business payments settled in fiat, expense controls, treasury operations, and embedded card-issuing and payment infrastructure. Payward completed its acquisition of Reap on July 1, 2026; Reap continues operating as a standalone brand within the Payward ecosystem.
Skills
About the Role
You will own fraud risk management for card-issuing expansion, sponsorship governance, automated monitoring, investigations, and risk intelligence. You will advise clients on fraud exposure and controls, create dashboards with the data team, and communicate evidence-based risk decisions across stakeholders.
Requirements
- 8+ years of risk management experience within a card issuer or acquirer environment
- Deep knowledge of card fraud, disputes, and risk operations
- Strong fraud and risk management background in card issuing or payments/acquiring
- Fintech or technology-company experience
- Project management experience
- Stakeholder management skills
- Risk analytics and presentation skills
- Ability to manage strategic projects across multiple functions and geographies simultaneously
Responsibilities
- Own fraud risk management across card issuing products as the business expands into new APAC markets
- Ensure controls, configurations, and scheme policy requirements are aligned at launch and maintained
- Evaluate and onboard BIN sponsorship clients through structured risk analysis
- Establish risk configurations and maintain governance oversight of the sponsored portfolio
- Design and implement automated monitoring workflows for fraud alerts, scheme notifications, and risk signals
- Lead fraud investigations, BIN attack incident response, post-mortems, and cross-functional coordination
- Build risk dashboards and intelligence with the data team
- Assess client risk appetite, quantify fraud exposure, and define appropriate controls and thresholds
- Use risk metrics, dashboards, and analytical tools to communicate evidence-based decisions
Benefits
- Flexible hybrid/remote work environment
- Insurance coverage after probation