Regulatory Reporting Manager

Skills

About the Role

You will manage and monitor regulatory capital across the Group, reporting to the Financial Controller. You will model capital requirements for each regulated entity, enhance the Group capital framework, and drive automation so the workstream becomes AI-native within 12 months. You will prepare technical accounting papers, produce capital reporting, investigate regulatory requirements, and hand off information to the Compliance reporting team while working with Product and external experts.

Requirements

• Qualified Chartered Accountant (CA / ACA / ACCA) or equivalent with at least 2 years post-qualification experience
• Technical accounting background with understanding of how accounting principles interact with regulatory capital calculations
• Experience with, or willingness to learn, global regulatory capital frameworks for e-money and payments businesses
• Strong financial modelling and data analytics skills
• Experience preparing technical accounting papers is advantageous
• Genuine interest in applying AI and automation to finance and regulatory workstreams
• Strong communication and collaboration skills
• Right to work in the jurisdiction of employment

Responsibilities

• Own and maintain regulatory capital models for each regulated entity, covering MTL licenses in the USA and e-money licenses in the UK, EU and Rest of World
• Monitor capital adequacy and model the impact of volume growth, business mix changes, new licenses and entity expansions
• Build and enhance the Group regulatory capital framework in an automated, scalable way, making it AI-native within 12 months
• Develop and maintain controls, reconciliations and documentation underpinning capital calculations
• Prepare technical accounting papers and analyses explaining how regulatory capital is calculated and impacted by growth and changes
• Produce regular and ad-hoc capital reporting for internal stakeholders
• Investigate and document technical regulatory requirements across global frameworks
• Act as the bridge between Finance and Compliance and hand off information to the Compliance reporting team
• Work with Product to assess the regulatory capital impact of new products or features
• Engage with external experts such as advisors and auditors
• Partner with Finance leadership to prioritise automation and AI opportunities