Money Laundering Reporting Officer AML

Skills

About the Role

You will independently lead day-to-day AML/CTF oversight for Billhop AB. You will manage regulatory communications, assess and file suspicious transaction reports, approve high-risk escalations, deliver AML training, maintain risk assessments and procedures, and present MLRO reporting to the board and leadership.

Requirements

• 8+ years of financial services experience in compliance, AML, or related regulatory advisory roles
• Native or fluent Swedish and fluent English, written and verbal
• AI fluency and experience leveraging AI to build and scale AML programs
• Deep working knowledge of Finansinspektionen's supervisory expectations
• Senior-level AML advisory or deputy compliance experience at a Swedish-regulated entity
• Experience interfacing with regulators and bank partners
• Ability to operate as a standalone compliance lead with independent judgment on filing and escalation decisions

Responsibilities

• Serve as Billhop AB's MLRO and Centralt funktionsansvarig with independent authority over AML/CTF program design, execution, and effectiveness
• Act as the primary regulatory contact with Finansinspektionen, managing supervisory correspondence, periodic reporting, and licensing support
• Evaluate and file Suspicious Transaction Reports
• Provide final sign-off on high-risk onboarding, transaction-monitoring escalations, and sanctions alerts
• Align executive oversight with day-to-day AML operations
• Deliver the annual AML/CTF training program for local board members, management, and relevant operational teams
• Manage internal reporting channels for potential AML/CTF infractions
• Maintain and evolve AML/CTF risk assessments, policies, procedures, and new-product reviews
• Prepare and present the MLRO report to the Billhop AB board and leadership
• Partner on cross-border projects with Compliance, Legal, and Engineering teams

Benefits

• Equity
• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend