Money Laundering Reporting Officer AML
Ramp is an AI-powered financial operations platform for businesses, combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and related finance workflows.
Maintainer signals as of 9/2/2026
About Ramp
Ramp is a privately held New York financial-services company founded in 2019. Its platform combines corporate cards, spend and expense management, bill payments, accounting automation, procurement, travel, treasury, and other financial-operations services. Ramp reports serving more than 70,000 companies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Independently lead day-to-day AML/CTF oversight for Billhop AB, managing regulatory communications, suspicious transaction reporting, high-risk escalations, AML training, risk assessments, procedures, and MLRO reporting.
Requirements
- 8+ years of financial services experience in compliance, AML, or related regulatory advisory roles
- Native or fluent Swedish and fluent English, written and verbal
- AI fluency and experience leveraging AI to build and scale AML programs
- Deep working knowledge of Finansinspektionen's supervisory expectations
- Senior-level AML advisory or deputy compliance experience at a Swedish-regulated entity
- Experience interfacing with regulators and bank partners
- Ability to operate as a standalone compliance lead with independent judgment on filing and escalation decisions
- Fintech or payments domain experience strongly preferred
- Experience with license applications or upgrades is a nice-to-have
- Prior cross-border or group compliance structure experience is a nice-to-have
Responsibilities
- Serve as Billhop AB's MLRO and Centralt funktionsansvarig with independent authority over AML/CTF program design, execution, and effectiveness
- Act as the primary regulatory contact with Finansinspektionen, managing supervisory correspondence, periodic reporting, and licensing support
- Evaluate and file Suspicious Transaction Reports
- Provide final sign-off on high-risk onboarding, transaction-monitoring escalations, and sanctions alerts
- Align executive oversight with day-to-day AML operations
- Deliver the annual AML/CTF training program for local board members, management, and relevant operational teams
- Manage internal reporting channels for potential AML/CTF infractions
- Maintain and evolve AML/CTF risk assessments, policies, procedures, and new-product reviews
- Prepare and present the MLRO report to the Billhop AB board and leadership
- Partner on cross-border projects with Compliance, Legal, and Engineering teams
Benefits
- Equity
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend