Model Governance Lead Credit
Plaid is a financial data network and fintech infrastructure company that helps people securely connect financial accounts to digital financial services.
Maintainer signals as of 9/25/2026
Funding history
Projects
About Plaid Inc.
Plaid provides developer infrastructure and financial tools for account connectivity, financial data access, bank payments, identity verification, AML monitoring, credit and underwriting, and fraud prevention. Its network supports thousands of fintech companies and more than 12,000 financial institutions across the United States, Canada, the United Kingdom, and Europe.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will own and evolve the model-governance program for credit products, assess model soundness and performance, identify risks and limitations, define remediation plans, strengthen validation practices, and document models clearly.
Requirements
- 7+ years of experience building and owning a model-governance program
- Experience in model validation, model risk management, model development, or data science
- Knowledge of credit models
- Knowledge of machine-learning concepts and techniques including XGBoost
- Knowledge of foundation models and neural networks
- Experience assessing model data, features, performance, stability, limitations, and use
- Fintech experience is a plus
Responsibilities
- Build and evolve a model-risk governance framework
- Assess conceptual soundness, data, features, performance, stability, and intended use of credit models
- Identify model weaknesses and create remediation plans
- Partner with Product, Data Science, and Engineering on model development and validation
- Create rigorous model documentation
- Provide independent challenge on modeling decisions
- Support responsible use of machine learning for credit scores and attributes
Benefits
- Equity
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k)
