Lead Product Manager, Settlement & Billing
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You'll take the reins in shaping strategy and driving implementation for a team entering its next stage of growth. You'll work at the intersection of platform product development, financial operations, and regulatory compliance, ensuring the company can scale confidently within a regulated industry. You will guide the team's strategy, shape its culture, and deliver the internal and external product suite that powers settlement, reconciliation, reporting, returns, and billing. You'll partner closely with Engineering, Operations, Treasury, and Accounting across every product offered. This role is based in San Francisco and reports to the Senior Director of Product, Platform.
Requirements
- 8+ years of experience in financial technology, with at least 5 years as a Product Manager
- Consistent track record of scaling and evangelizing successful platform products
- Extensive background in payments infrastructure including settlement, reconciliation, returns, and billing processes, and the regulated clients who rely on these systems
- Technical competence and understanding of data models, API contracts, and distributed systems
- Ability to understand both business needs and technical requirements, and to work across a wide collaborator matrix including operations and finance functions
- Motivated by intellectual challenges and driven by a spirit to win in the market
Responsibilities
- Take ownership of and advance the strategy, roadmap, and feature requirements for settlement and billing infrastructure
- Define platform services that support the full product suite using deep understanding of technical, operational, and regulatory needs
- Collaborate with Engineering, Operations, Treasury, and Accounting to define, build, and maintain products essential to customer trust, growth, and retention
- Drive the transition from manual to automated workflows and set the bar for customer experience
- Identify and evaluate world-class vendors to augment in-house capabilities where appropriate
- Monitor and analyze product performance, using data to inform decisions and iterate quickly
Benefits
- Professional development budget
- Flexible in-office collaboration days
- Bi-weekly all-company meeting
- Team offsites, team bonding activities, and happy hours
- Bonuses and equity
- Health, retirement, family forming, and family support benefits
- Employee giving match
- Mobile phone stipend
- R&R days
- Wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Parental leave policies and family planning benefits
- Catered lunches and fully-stocked kitchens with snacks/beverages