KYB Operations Analyst
Nium provides global real-time payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies.
Projects
About Nium Pte. Ltd.
Nium is a global payments infrastructure company that enables businesses and financial institutions to collect, hold, convert, and disburse funds across borders. Its offerings include multi-currency accounts, global payouts, foreign exchange, beneficiary account verification, physical and virtual card issuance, stablecoin-backed cards, the Nium Portal, and APIs for payment integration. Nium serves banks, money transfer operators, marketplaces, payroll providers, spend-management companies, creator-economy platforms, airlines, hotels, and online travel agencies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will review and process individual and corporate onboarding applications in line with internal policies. You will investigate AML/CTF escalations, assess financial and regulatory risks, document cases for audits, monitor assigned businesses for AML activity, identify emerging typologies, and improve processes through simplification or automation.
Requirements
- 3–6 years of experience, including at least 3 years in KYC/B onboarding, periodic reviews, AML monitoring, or investigations
- Understanding of client due diligence requirements across the US, EU, and APAC
- Experience working with Product and Technology teams on product changes or automation
- Microsoft Office knowledge
- Written and verbal communication skills
- Organizational and prioritization skills
- Ability to work rotational shifts and outside normal office hours
Responsibilities
- Review and process individual and corporate onboarding applications
- Conduct AML/CTF investigations on open and escalated applications
- Analyze escalated cases for compliance with internal policies and regulatory standards
- Document cases and maintain complete audit trails
- Monitor assigned businesses or products for AML activity
- Identify emerging transaction typologies
- Improve processes through simplification or automation
Benefits
- Performance bonuses
- Sales commissions
- Equity for specific roles
- Medical coverage
- 24/7 employee assistance program
- Vacation programs
- Year-end shutdown
- Hybrid work arrangement with three office days per week
- Company social events and team activities