Financial Services Compliance Lead

Skills

About the Role

You will serve as a strategic compliance partner to Product, Engineering and business stakeholders on financial services regulations across lending, embedded finance, deposit products, payments and money movement. You will mature and expand the Compliance Management Program, own regulatory change management, and translate complex regulations into clear, actionable guidance, controls, procedures and training. You will oversee product compliance controls, run monitoring, control testing, risk assessments and issue management, support vendor onboarding and third-party risk assessments, and act as a key liaison with banking and strategic partners on audits, examinations and remediation. You will design AI-enabled compliance workflows with appropriate human-in-the-loop controls for accuracy and accountability.

Requirements

• 10+ years of relevant compliance experience in an in-house legal, compliance, risk, or regulatory function at a regulated financial institution, fintech, payments company, or financial services business
• Deep expertise in financial services and payments compliance, including consumer protection requirements such as TILA, TISA, ECOA, FCRA, FDCPA, Reg E, UDAAP, NACHA rules, TCPA, CAN-SPAM, and related state laws
• Demonstrated experience with embedded finance, banking-as-a-service, sponsor bank partnerships, payments, ACH, card programs, lending, or deposit account products
• Track record of building, scaling, or enhancing compliance programs including using AI to make those programs more scalable and proactive
• Experience advising Product, Engineering, Marketing, Legal, and Operations teams on product launches, strategic partnerships, and customer-facing or marketing materials
• Experience working directly with banking partners, payment processors, auditors, or regulators, including supporting audits, exams, partner bank reviews, and remediation
• Strong judgment and issue-spotting skills with the ability to distill complex regulations into clear guidance and make practical, risk-based calls
• Demonstrated experience using AI tools (ChatGPT, Claude, Gemini, Glean, Notion AI, or similar) to build scalable compliance workflows with human review, testing, and quality controls

Responsibilities

• Serve as a strategic compliance partner to Product, Engineering, and business stakeholders on financial services regulations across lending, embedded finance, deposit products, payments, and money movement
• Mature and expand the Compliance Management Program to cover emerging financial services and payments offerings using AI-enabled tools
• Own regulatory change management in partnership with Government & Regulatory Affairs, leveraging AI to track and assess new requirements
• Translate complex regulations into clear, actionable guidance, controls, procedures, training, and documentation
• Oversee product compliance controls and run monitoring, control testing, risk assessments, and issue management across deposit, lending, payments, marketing, and consumer protection requirements
• Support vendor onboarding, third-party risk assessments, due diligence, and ongoing oversight for financial services and payments partners
• Serve as key liaison with banking and strategic partners, supporting audits, compliance reporting, examinations, regulatory inquiries, and remediation activities
• Design and apply AI-enabled workflows for compliance monitoring, control testing, documentation, and issue management

Benefits

• Competitive base pay
• Benefits
• Equity (RSUs)