Director, Risk Strategy (Fraud & AML | Fiat + Crypto)
All-in-one Philippine e-wallet and cryptocurrency exchange combining crypto trading with payments, bills, QR checkout, mobile load, and remittances.
Funding history
About Coins.ph
Coins.ph is a regulated digital-asset and payments platform operating under the Coins.ph brand. Its services include buying, selling, and holding cryptocurrency; peso wallets; bill payments; mobile load; QR payments; money transfers; and remittances. The current user agreement identifies Betur, Inc. and DCPay Philippines, Inc. as the entities doing business as coins.ph.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Lead the design and execution of an end-to-end risk control framework spanning fiat and crypto ecosystems. Own fraud prevention, AML strategy, and fund flow risk management across fiat on/off ramps and on-chain transactions, partnering with global Product, Engineering, Compliance, Operations, and Philippines Risk & AML teams.
Requirements
- 8+ years in fraud risk, AML, payments risk, or risk strategy, including 3+ years in leadership.
- Strong experience in payments, crypto exchanges, or fintech platforms.
- Experience managing fiat transaction risk and payment fraud.
- Deep anti-fraud and AML expertise, including ATO, scams, and money laundering.
- Understanding of payment systems, fiat transaction flows, and risk controls.
- Experience tracing fiat and crypto fund flows and identifying suspicious patterns.
- Experience making or guiding account-level risk decisions.
- Experience designing scalable risk strategies and rule systems.
- Hands-on Elliptic experience or similar tools such as Chainalysis or TRM.
- Ability to translate tool outputs into risk decision logic.
- SQL required; Python preferred.
- Strong cross-functional leadership and execution capability.
- Experience with regional or distributed teams.
- Fluent in English.
- Nice to have: Southeast Asia or Philippines market familiarity, complex fund flow analysis, and CAMS or similar certification.
Responsibilities
- Own fraud prevention and AML strategy across fiat and crypto.
- Design risk strategies across onboarding, login, payments, trading, and crypto transfers.
- Mitigate payment fraud, account takeover, scams, mule activity, and money laundering.
- Analyze end-to-end fiat and crypto fund flows and suspicious patterns.
- Define risk decisioning, review, approval, escalation, and account action frameworks.
- Optimize fiat on-ramp and off-ramp risk controls and payment partner exposure.
- Leverage Elliptic and related blockchain intelligence tools for on-chain monitoring.
- Lead scalable rule engines, decision engines, case management, and real-time decisioning infrastructure.
- Define risk metrics and implement A/B testing, rule tuning, and segmentation.
- Build and lead risk strategy, fraud operations, and AML operations teams.
- Partner with regional Risk & AML, Product, Engineering, Compliance, and Operations teams.
