Compliance Manager Compliance Lead
Bipa is a Brazilian fintech founded in 2020 and regulated by the Central Bank of Brazil that lets users buy, sell, and spend Bitcoin and USDT via Pix and a credit card with Bitcoin cashback. It serves retail Brazilian consumers, from beginners doing small recurring Bitcoin purchases to high-net-worth clients through its Premium tier, as well as developers/agents via an MCP payments API.
Maintainer signals as of 9/25/2026
Projects
About Bipa
Bipa (Bipa Intermediação de Ativos Digitais Ltda., CNPJ 37.008.710/0001-78) is a Brazilian cryptocurrency fintech founded in 2020 and regulated by the Banco Central do Brasil (Resolução BCB nº 496). Through its mobile app, it allows Brazilian consumers to buy, sell, and hold Bitcoin and USDT starting at R$1 using Pix or credit card, offering fee-free recurring DCA purchases, a Lightning Network-enabled wallet, BitPix (automatic Pix-to-Bitcoin conversion), and a no-annual-fee Bipa Crédito Mastercard with up to 5% cashback in Bitcoin (Satsback) and a Bitcoin-collateralized CDI reward (Cofrinho). It has over 500,000 active clients and raised R$17 million from U.S. venture fund Ego Death Capital. For larger investors (above R$100,000), Bipa Premium offers a dedicated account manager and preferential conditions. Bipa also operates 'Bipa para Agentes' (agents.bipa.app), an MCP payments server and CLI that lets AI agents (e.g., Claude, ChatGPT, Cursor) initiate Pix payments, bill payments, and balance checks on behalf of users, subject to in-app approval.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead the compliance program and ensure regulatory deadlines, filings, monitoring operations, and governance requirements are met. You will manage KYC/KYB, transaction monitoring, suspicious-activity reporting, regulatory requests, policies, audits, training, and compliance controls with Legal, Product, and Engineering. You will also lead and develop analysts, document critical processes, and assess AI automation quality.
Requirements
- Experience leading all or a significant part of a PLD/FT program at an institution regulated by the Central Bank
- Approximately 5 years of compliance experience
- Experience analyzing suspicious cases and submitting COAF communications
- Experience handling regulator or audit matters, including official requests, requirements, inspections, or independent audits
- Experience training or leading a team
- SQL proficiency
- Interest in automation and AI
Responsibilities
- Lead the PLD/FT anti-money-laundering and counter-terrorist-financing program
- Manage KYC/KYB registration, payment, card, and crypto monitoring operations
- Analyze suspicious cases and submit or archive COAF communications with leadership
- Handle requests from the Central Bank and judiciary, including SISBAJUD
- Submit regulatory reports, including CCS, CADOC, APIX, ACAM, e-Financeira, and DeCripto
- Ensure compliance with payment and virtual-asset regulations
- Calibrate monitoring rules and measure false positives and typology coverage
- Maintain policies, manuals, risk assessments, effectiveness reports, audits, and company training
- Translate regulations into product requirements and validate controls in production
- Lead, train, and develop compliance analysts
- Document and measure critical processes
- Oversee AI automation and review its quality
