Associate Specialist Credit Analysis Corporate Banking
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will assess clients' creditworthiness and financial standing, gather information and documentation, and prepare credit proposals and recommendations. You will support relationship managers with supervision reviews and approvals, and coordinate KYC and documentation completion with trade, operations, and other stakeholders.
Requirements
- Experience in credit analysis or a similar banking role
- Financial statement interpretation
- Credit risk assessment
- Analytical and problem-solving skills
- Communication and interpersonal skills
- Proficiency with financial analysis tools and software
- MBA or CA with relevant corporate banking experience
- Understanding of asset products, technology platforms, and operational procedures
- Knowledge of banking regulations, KYC requirements, and anti-money laundering policies
- Knowledge of financial markets, products, and competitor offerings
Responsibilities
- Conduct credit analysis of IBG2 clients
- Gather client information and documentation for credit assessments
- Prepare credit proposals and recommendations
- Collaborate with the Credit team to obtain credit-facility approvals
- Support relationship managers with annual supervision reviews and credit approvals
- Coordinate KYC and documentation requirements with Trade, Operations, and other stakeholders
Benefits
- Flexible working
