Treasury Lead Liquidity Forecasting and Risk
Tide is a UK business-banking fintech for small and medium enterprises (tide.co), a Speedinvest portfolio company.
About Tide
Tide is a UK financial-technology company providing business banking and financial services to small and medium enterprises (tide.co). It is a portfolio company of Speedinvest.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead liquidity management, forecasting, capital planning, and financial risk management across a complex multi-entity and multi-currency organization. You will develop forecasting frameworks, scenario planning, stress testing, liquidity and capital strategies, and risk controls while partnering with Finance, Product, Lending, Commercial, and Treasury Operations teams. You will also lead Treasury planning capabilities, mentor analysts, and deputize for the Group Treasurer.
Requirements
- At least 9 years of Treasury experience
- Experience in liquidity and capital management, including forecasting and planning
- Financial services experience
- Knowledge of cash forecasting, capital management, financial risk management, and regulatory requirements
- Experience overseeing controls and mitigating financial risks
- Experience using BI reporting tools is desirable
- Experience managing and leading Treasury teams across multiple locations and countries
- Strong communication and stakeholder management skills
Responsibilities
- Own the Treasury forecasting framework
- Develop and maintain planning assumptions and forecasting methodologies
- Provide forward-looking analysis for growth, products, and strategic initiatives
- Lead scenario planning and design stress testing methodologies
- Own liquidity and capital management across entities, currencies, and business lines
- Optimize capital and liquidity usage
- Build resilient capital structures with FP&A and Risk
- Recommend liquidity buffers and funding requirements
- Own monthly and quarterly Treasury MI packs
- Monitor and manage foreign exchange and interest rate exposures
- Implement and oversee hedging strategies and policies
- Liaise with banking and trading partners
- Assess Treasury impacts of new initiatives
- Represent Treasury on cross-functional projects
- Lead Treasury planning capabilities
- Coach and mentor Treasury analysts
- Deputize for the Group Treasurer
Benefits
- Competitive salary and share options
- Generous annual leave on top of bank holidays
- Paid maternity, paternity, and adoption leave
- Extended unpaid and paid leave options after milestone years
- Salary sacrifice benefits including Nursery and Cycle to Work discounts
- Comprehensive private family health insurance
- Accidental and life insurance protection
- Therapy sessions, courses, meditations, and workshops
- Pension scheme on eligible earnings
- Paid annual volunteering or personal growth days
- Annual budget for books, courses, coaching, and learning
- Work from abroad for up to 90 days annually
- Contribution toward home office setup
- Keep an old laptop and receive a replacement when needed
- Daily breakfast, coffee, tea, juices, and meals
