Data Scientist - Credit & Risk
Divine·15 hours ago
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Divine builds unsecured, stablecoin-based lending products for the 1.4 billion people worldwide who lack access to credit. Its flagship product, Credit, uses progressive trust-building to let borrowers in underserved markets like Nigeria, Colombia, and Argentina access small loans that grow over time, serving everyday borrowers who lack traditional credit history.
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Experiment DesignErc4626Causal InferenceUnderwritingPdLgdOnchain DataBlockchain DataLoss ForecastingMetabaseFraud DetectionDefiCredit Bureau DataStakeholder ManagementSqlPythonPortfolio MonitoringDashboardCredit Risk ModelingRisk SegmentationGrafanaThe GraphPrometheusCash Flow UnderwritingA/B TestingPonderData PipelineGoldskyAlternative DataVintage AnalysisReject InferenceDuneStorytellingScorecard DevelopmentLgd ModelingPredictive ModelingPd ModelingShovelCredit Scoring