Staff Product Manager, Loan Servicing & Repayment
Dave is a financial technology company.
Funding history
About Dave Operating LLC
Dave Operating LLC operates Dave, a consumer-focused financial technology app designed to make banking and cash management more accessible. Its products include ExtraCash, which provides eligible members up to $500 through an overdraft service; Dave Checking, with direct deposit, debit-card spending, early paycheck access, ATM access, and budgeting tools; and Goals accounts for organizing and tracking savings. Dave serves individual consumers, particularly people seeking help managing expenses between paychecks, and provides its services through a mobile application in partnership with FDIC-member banks.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will own the loan management system and core systems of record end to end, including the ledger, loan casting, servicing, collections and compliance tooling. You will lead the build-vs-buy decision and migration off the current loan-servicing platform, evolve it into a multi-product platform, ship repayment mechanics like paycheck-aligned installment schedules, early payoff and failure handling, track system health, payoff rates and loss performance, and work with Risk, Legal/Compliance, Data Science, Engineering, Operations and external partners.
Requirements
- 8+ years of product management experience, with meaningful time in lending, credit, or financial systems
- Direct experience across the lending lifecycle (origination, underwriting, servicing, repayment, collections) and related risk and compliance considerations
- Track record building internal platforms or systems of record, ideally through a single-product-to-platform transition
- Ability to set direction in ambiguous, greenfield areas and drive execution across functions without formal authority
- Strong analytical skills and data-informed decision making
- Proven ability to use AI tools as a force multiplier
Responsibilities
- Own the loan management system and core systems of record: ledger, loan casting, pay-in-4 installment structure, fees, repayment and collections
- Lead the build-vs-buy decision and migration off the current loan-servicing platform
- Evolve the system from a single-product integration into a multi-product platform
- Ship installment schedules aligned to paycheck dates, early payoff, and decline and failure handling
- Define and track system health, payoff rates and loss performance to prioritize investment
- Work with Risk, Legal/Compliance, Data Science, Engineering and Operations
- Coordinate external partners (Coastal, LoanPro) on casting, collections and compliance
Benefits
- Equity
- 401(k) matching
- Premium Medical, Dental, and Vision Insurance
- Generous paid parental and caregiver leave
- Flexible hours and virtual-first work culture with home office stipend
- Financial advisor and financial wellness support
- Flexible PTO and generous company holidays
- All-company in-person events once or twice a year
