Senior Product Manager - Payments
Bitpanda helps users invest in stocks, cryptocurrencies, metals, and ETFs through a regulated European platform with fractional investing from €1.
Maintainer signals as of 9/2/2026
Funding history
Projects
About Bitpanda
Bitpanda helps European users invest in cryptocurrencies, stocks, ETFs, precious metals, and commodities through a regulated fintech platform. Users can trade fractional shares, access early-stage crypto projects, earn staking rewards, and spend investments via debit card. The platform combines diverse asset classes with European regulatory compliance and multi-asset support.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Own the fiat payments lifecycle and define and execute the strategic vision for fiat payments infrastructure. Drive core deposits and withdrawals across multiple European geographies, optimize conversion and unit economics through smart routing, automate broker operations, and serve as the main contact for external PSPs.
Requirements
- 5+ years of Product Management experience within a high-growth consumer fintech, neobank, or retail broker platform.
- Fluency in API ergonomics, webhooks, microservices architecture, and system observability tools.
- Strong focus on conversion and user experience, with ability to translate complex financial mechanics into simple user flows.
- Deep knowledge of SEPA, SEPA Instant, Faster Payments, card schemes, and clearing and settlement cycles.
- Proficiency in analytical tools or SQL to diagnose funnel drop-offs and system failure modes.
Responsibilities
- Own the retail fiat lifecycle across multiple European geographies, driving the deposits and withdrawals roadmap and local payment method localization.
- Embed deeply with engineering and drive high-velocity agile execution by writing precise PRDs and managing scope from ideation to delivery.
- Architect robust payment state machines with edge-case handling and idempotent designs to minimize lost deposits and user friction.
- Optimize conversion via smart routing by building intelligent routing logic and clear user messaging to prevent funnel drop-off.
- Relentlessly optimize unit economics by reducing processing costs through routing efficiencies and multi-rail optimizations.
- Automate broker operations by partnering with Finance, Fraud, and Risk to design ledgering and settlement monitoring tools.
- Serve as the main product contact for external providers and PSPs, guiding technical discovery and enforcing SLAs.
Benefits
- Hybrid working model combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of choice.
- Competitive total compensation including participation in the stock option plan.
- Confidential coaching, counselling, and mental health resources through OpenUP.
- Three additional wellbeing days off in 2026.
- Unlimited access to Udemy courses.
- Worldwide partner discounts, rewards, and perks.
- Eight weeks of gender-neutral new parent leave.
- Free onsite dining at offices in Vienna, Bucharest, Barcelona, and Berlin.
- Recognition for tenure, branded merchandise, and company events.
