Senior Product Analyst

Vivid Money Group is a European fintech providing personal and business financial services through digital accounts. Its offerings include payments, cards, cashback, interest accounts, international transfers, bookkeeping tools, and investment services for individuals, freelancers, companies, and enterprises.

Maintainer signals as of 8/23/2026

Berlin, Germany
About Vivid Money Group

Vivid Money Group operates a digital financial platform serving individuals, freelancers, SMEs, and larger businesses across Europe. Its services include business and personal accounts, unlimited IBANs, Visa cards, cashback, SEPA and SWIFT transfers, international payments, online payment acceptance, invoicing, bookkeeping integrations, tax filing, business travel, and team spending controls. The group also provides interest accounts, model portfolios, brokerage services, stocks, ETFs, money market funds, and cryptocurrency services through regulated Vivid entities in Luxembourg and the Netherlands.

View jobs by Vivid Money Group

Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You analyze fraud, AML, sanctions, and behavioral data, design detection rules, investigate emerging threats, evaluate alert quality, collaborate on risk models and automation, use AI tooling, and report on risk trends and rule effectiveness.

Requirements

  • 4+ years of experience in a product analyst role
  • Expert-level SQL
  • Advanced knowledge of data visualization tools
  • Experience using AI tools for analysis and investigation
  • Ability to communicate business meaning from complex data
  • Upper-intermediate English
  • Knowledge of probability theory and mathematical statistics
  • Python experience for data analytics including NumPy and Pandas
  • Experience in risk, compliance, or anti-fraud

Responsibilities

  • Analyze fraud, AML, and user behavior data
  • Identify gaps in detection logic and opportunities for rule optimization
  • Study user behavior patterns to distinguish legitimate and suspicious activity
  • Design, implement, and refine fraud, AML, and sanctions detection rules
  • Investigate emerging typologies and unknown attacks
  • Propose mitigation strategies
  • Improve fraud and disturbance rates while balancing customer friction
  • Perform alert QA and analyze false positives and negatives
  • Collaborate on risk models, alerting logic, and automation flows
  • Use AI and LLM tooling to accelerate investigations
  • Prepare visualized reports on risk trends and rule effectiveness

Benefits

  • Hybrid or fully remote work
  • Relocation support to Cyprus including visa and package
  • Learning and development budget
  • Fully paid vacation and sick leave
  • Sports compensation