Senior Engineer, Backend, Bill Pay

Ramp is an AI-powered financial operations platform for businesses, combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and related finance workflows.

New York, United States
About Ramp

Ramp is a privately held New York financial-services company founded in 2019. Its platform combines corporate cards, spend and expense management, bill payments, accounting automation, procurement, travel, treasury, and other financial-operations services. Ramp reports serving more than 70,000 companies.

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Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will own a core part of Ramp's Bill Pay accounts payable system, such as payment execution, bill intake and AI-powered extraction, approvals, or accounting sync. You will set its technical direction, keep it correct and reliable as volume grows, and work closely with product, design, and payments partners.

Requirements

  • Experience designing, building, and operating production backend systems, including APIs, data models, and asynchronous workflows
  • Track record of owning a system or product area end to end and shaping its technical direction
  • Strong system design judgment around correctness, idempotency, and reliability
  • Product sense
  • Clear communication and collaborative approach

Responsibilities

  • Own the design and evolution of a core Bill Pay system from technical design through launch, monitoring, and iteration
  • Build payment workflows across ACH, check, card, and international rails with safeguards against duplicate, late, or incorrect payments
  • Build AI-powered AP automation including invoice extraction, auto-coding, and agents
  • Design data models that keep bills, approvals, payments, and credits accurate and traceable to the general ledger
  • Build reliable integrations with ERPs and accounting systems
  • Improve reliability, performance, and observability of Bill Pay systems
  • Drive technical direction and raise the engineering bar through design reviews, code reviews, and mentorship

Benefits

  • Offers equity
  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend
  • 100% medical, dental & vision insurance coverage for employee, partial for dependents
  • One Medical annual membership
  • 401(k) with employer match
  • Fertility HRA up to $10,000 per year
  • Parental leave up to 16 weeks at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks
  • Relocation expense coverage to NYC or SF