Senior AML, CTF, CPF & Sanctions Analyst
Luno helps users buy, store, and trade cryptocurrencies through a regulated platform designed for beginners and experienced traders.
Projects
About Luno
Luno helps cryptocurrency investors access digital assets through a secure, regulated platform operating in multiple countries. With it, users can buy and sell cryptocurrencies, store assets in secure wallets, and access professional trading tools. Luno was acquired by Digital Currency Group in 2020.
Skills
About the Role
You will investigate money laundering, terrorist financing, proliferation financing, and sanctions risks across customer, employee, and vendor profiles. You will review screening and transaction-monitoring alerts, conduct blockchain investigations, prepare investigation and regulatory reports, and support audits, regulatory engagements, and financial-crime control improvements.
Requirements
- At least 3 years of experience in an AML, CTF, CPF, and sanctions-related field.
- Ability to gather investigation data from blockchain explorers, trading platforms, OSINT, and other external sources.
- Advanced use of investigation and analytical tools for in-depth investigations or analysis.
- Experience with Chainalysis KYT, Chainalysis Reactor, ComplyAdvantage, WorldCheck One, GeoComply, Notabene, Databricks, or ThoughtSpot is advantageous.
- Understanding of crypto legislation, regulations, compliance frameworks, and regulatory breaches.
- Ability to analyse transactions, identify suspicious patterns, and distinguish legitimate from suspicious activity.
- Ability to prepare regulatory reports and requests with the MLRO.
- Tertiary education equivalent to a graduate degree is advantageous.
Responsibilities
- Review sanctions, PEP, and adverse-media screening alerts for customers, employees, and vendors.
- Create detailed investigation reports and perform quality assurance on team outputs.
- Trace complex financial-crime syndicates on the blockchain and document findings.
- Review transaction-monitoring alerts using ComplyAdvantage and Chainalysis KYT.
- Conduct in-depth transaction investigations using Chainalysis KYT and Reactor.
- Conduct ad hoc and high-level account reviews and recommend limit or risk upgrades.
- Manage information-sharing interactions with internal stakeholders, regulators, banks, and payment partners under oversight.
- Support audits and regulatory engagements with accurate and timely information.
- Review alerts, customer accounts, and transactions for money-laundering red flags and take action.
- Lead and manage in-depth investigations of customer profiles across fiat and crypto transactions.
- Contribute to rules, alerts, thresholds, policies, procedures, and standard operating procedures.
- Monitor emerging financial-crime patterns, reputational risks, legislation, and regulations.
Benefits
- Remote but reachable work policy with a choice of working from home or the office.
- Option to buy and sell up to 5 days of leave.
- Private medical insurance.
- Access to Learnably and additional learning platforms.
- 6 months of primary caregiver leave.
- Paw-ternity leave.
- Annual Inspiration Day in addition to annual leave.
- Regular social events and virtual classes.
- Free lunch and snacks.
- Zero Luno fees up to a specified amount from the start date.
