Jobs at Divine

About Divine

Divine develops financial infrastructure aimed at expanding global access to credit for the 1.4 billion people excluded from traditional finance due to lack of credit history, collateral, or access to affordable underwriting. Its core product, Credit, is an unsecured lending system built on stablecoins that uses progressive trust-building, starting borrowers with small loans that can grow up to $1,000 as they build a repayment history, driving default rates toward zero. Since December 2024, Credit has issued hundreds of thousands of loans to over half a million unique borrowers, who use the funds for essentials like groceries, medicine, and transportation. Borrowers access Credit through a World MiniApp for fast fund requests and disbursement, while liquidity providers supply capital via credit.cash, with funds allocated programmatically and interest rates set algorithmically in real time. Divine's clients are primarily underbanked individuals in emerging markets such as Nigeria, Colombia, and Argentina.