Money Laundering Reporting Officer (MLRO)
Mercuryo provides a payment engine for web3 businesses, offering products like On-Ramp, Off-Ramp, and virtual crypto cards to simplify user onboarding and transactions. They support numerous blockchains and cryptocurrencies, serving clients such as wallets, DEXs, and GameFi platforms.
Funding
About Mercuryo
Mercuryo is a payment infrastructure provider for web3 businesses, trusted by over 200 companies since its launch in 2018. The company offers a suite of integrated products designed to simplify access to web3, win users, and grow revenue. Key products include On-Ramp for fast user onboarding, Spend for virtual co-branded crypto cards, Off-Ramp for cashing out to Visa & MasterCard, Pro for large business transactions, DCA for automated crypto purchasing, and NFT Checkout for quick NFT purchases. Mercuryo supports over 135 countries, 10+ payment methods, 30+ cryptocurrencies, and numerous leading L1 & L2 blockchains. Their solutions cater to a wide range of use cases, including wallets, DEXs, NFT & GameFi platforms, yield platforms, and browser extensions.
Skills
About the Role
You'll take ownership of AML/CFT compliance with the seniority and independence needed to do the job well. You'll stay on top of AML/CFT obligations applicable to crypto-asset service providers and make sure our practices reflect current requirements. You'll monitor compliance with AML/CFT requirements across the organisation, identify and report suspicious activities to the relevant authorities in a timely manner, and develop, implement, and keep our internal AML/CFT policies and procedures up to date. You'll conduct risk assessments related to crypto-assets and our client base, and act as our main point of contact with CySEC and other regulatory bodies, raising concerns where needed and reporting directly to the management body.
Requirements
- Several years of hands-on AML/compliance experience in regulated financial services, fintech, payments, crypto, or banking
- Comfort working in a fast-moving, digital-first environment
- Solid working knowledge of MiCA and how it applies to crypto-asset service providers in practice
- Good understanding of Cyprus AML legislation and the broader EU AML framework
- Familiarity with Travel Rule requirements, ideally with practical experience applying them
- A solid grounding in sanctions compliance - screening, monitoring, and escalation processes
- Awareness of AML risks specific to crypto-assets, including wallet-tracing, blockchain analytics, and typologies unique to digital asset flows
- Confidence and standing to work independently, raise concerns where needed, and report directly to the management body
Responsibilities
- Stay on top of AML/CFT obligations applicable to CASPs and ensure practices reflect current requirements
- Take ownership of AML/CFT compliance with seniority and independence
- Monitor compliance with AML/CFT requirements across the organisation
- Identify and report suspicious activities (STRs/SARs) to the relevant authorities in a timely manner
- Develop, implement, and keep internal AML/CFT policies and procedures up to date
- Conduct risk assessments related to crypto-assets and the client base
- Act as the main point of contact with CySEC and other regulatory bodies
Benefits
- 22 days annual leave with an additional 6 company days, plus bank holidays
- Comprehensive health insurance plans
- Maternity & Paternity leave support
- Extensive benefits program
- Flexible work schedule and remote work options
- Modern offices and co-working spaces across 6 countries
- Working equipment