Gold Loan Officer
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will evaluate gold ornaments, process gold loan applications, safeguard pledged assets, maintain inventory records, and deliver customer service. You will meet disbursement and portfolio targets while identifying opportunities to cross-sell consumer banking products.
Requirements
- Gold appraisal, valuation, and gold loan processing experience within a financial institution
- Gold loan product knowledge
- Market-trend knowledge
- Regulatory-compliance knowledge
- Customer relationship management
- Asset handling
- Documentation
Responsibilities
- Evaluate and appraise gold ornaments for purity and value according to bank policies
- Process gold loan applications in compliance with regulatory guidelines and internal procedures
- Deliver customer service and maintain client relationships
- Manage the safe custody of gold assets and maintain accurate inventory records
- Achieve gold loan disbursement and portfolio-growth targets
- Identify cross-selling opportunities for consumer banking products and services