Consultant - Financial Reconciliation
Nium provides global real-time payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies.
Projects
About Nium Pte. Ltd.
Nium is a global payments infrastructure company that enables businesses and financial institutions to collect, hold, convert, and disburse funds across borders. Its offerings include multi-currency accounts, global payouts, foreign exchange, beneficiary account verification, physical and virtual card issuance, stablecoin-backed cards, the Nium Portal, and APIs for payment integration. Nium serves banks, money transfer operators, marketplaces, payroll providers, spend-management companies, creator-economy platforms, airlines, hotels, and online travel agencies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will manage reconciliation across cross-border remittances, card transactions and wallet transactions. You will review, edit and create rules on the reconciliation platform, analyse bank statements to spot exceptions, and prepare daily, weekly, monthly and annual reports. You will surface exceptions to Operational Leadership promptly, coordinate with stakeholders to clear open items, and work with the Tech team on business requirement and change request documents. You will also work with Finance to meet output needs and strict timelines. The role involves rotational shifts and a flexible holiday schedule.
Requirements
- 4-6 years of relevant experience in the reconciliation process
- Good understanding of reconciliation platforms and reconciliation rules
- Strong hands-on reconciliation experience in payments, cards or wallets in a multicurrency environment
- Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways and operational risk around payments
- Experience working with Finance teams to meet accounting requirements within defined timelines
- Identify system discrepancies and work with the Tech team on short- and long-term solutions
- Self-driven and comfortable with open-ended problems
- Solution oriented, able to propose solution options
Responsibilities
- Apply a strong understanding of reconciliation processes for cross border remittances, card and wallet transactions, including risks and controls
- Review, edit and create reconciliation rules on the reconciliation platform
- Prepare daily, weekly, monthly and annual reports on outcomes and exceptions
- Analyse bank statements to identify exceptions and highlight information required for reconciliation
- Make exceptions visible to the Operational Leadership team on a timely basis
- Coordinate with stakeholders to review and clear open items
- Work with the Tech team on Business Requirement Documents and Change Request documents
- Work with the Finance team to meet output requirements and strict timelines
- Work in a rotational shift environment
Benefits
- Performance bonuses
- Medical coverage
- 24/7 employee assistance program
- Generous vacation programs including year-end shut down
- Flexible hybrid working environment (3 days per week in the office)
- Role-specific training
- Internal workshops
- Learning stipend
- Company-wide social events, team bonding activities, happy hours and team offsites
