Compliance Officer, Risk Officer and MLRO
All-in-one Philippine e-wallet and cryptocurrency exchange combining crypto trading with payments, bills, QR checkout, mobile load, and remittances.
Funding history
About Coins.ph
Coins.ph is a regulated digital-asset and payments platform operating under the Coins.ph brand. Its services include buying, selling, and holding cryptocurrency; peso wallets; bill payments; mobile load; QR payments; money transfers; and remittances. The current user agreement identifies Betur, Inc. and DCPay Philippines, Inc. as the entities doing business as coins.ph.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will build and then run compliance programs for a Canadian and a US money services business, holding the Compliance Officer, Risk Officer and MLRO roles at both. You will assess risks, run transaction monitoring and sanctions screening, file regulatory reports, maintain registrations, lead examinations and commission independent reviews.
Requirements
- At least 7 years in AML and sanctions compliance at money services businesses, payment companies or bank payments arms, including 3+ as compliance officer, MLRO or deputy
- Deep knowledge of Canada's PCMLTFA and FINTRAC guidance and working knowledge of the Retail Payment Activities Act
- Has built a compliance program including policies, risk assessment and training plan
- Has decided on and filed suspicious transaction reports and run transaction monitoring and sanctions screening
- Has taken a business through a FINTRAC, bank-partner or audit examination and closed findings
- Due diligence on business clients, banks and payout partners
- Recognised AML certification such as CAMS, or equivalent experience
- Writes clearly for boards, regulators and banks and works alone across time zones
- Can pass background checks required by regulators and banking partners
Responsibilities
- Build and maintain each entity's written compliance program and policies
- Assess money laundering, terrorist financing and sanctions-evasion risk and new products and corridors
- Set scope for and review the outside compliance provider's work
- Run the ongoing staff training program
- Keep FINTRAC, Bank of Canada and FinCEN registrations current
- Lead regulator examinations and answer due-diligence requests
- Monitor US state money transmission licensing requirements
- Run transaction monitoring and sanctions screening and decide escalated alerts
- File suspicious transaction and activity reports and oversee prescribed reports
- Act as contact for law enforcement requests and production orders
- Oversee risk management and incident response framework under the Retail Payment Activities Regulations
- File the annual report to the Bank of Canada and give notice of significant changes
- Maintain risk register and risk appetite and report to the board
- Commission independent reviews and track findings to closure