Compliance Officer
ARQ is a financial services platform that lets users in Latin America hold global currencies, make cross-border payments, invest in international markets, and spend worldwide with a card.
Funding
Projects
About ARQ ( Prev DolarApp )
ARQ serves travelers, investors, and professionals across Latin America who need access to global currencies and financial markets. Users can hold digital dollars and euros, receive and send international payments via dedicated US and European account details, invest in US stocks and ETFs, and spend globally with a card at market conversion rates. The platform is available across Mexico, Argentina, Colombia, and Brazil.
Skills
About the Role
You'll own the local compliance program in Colombia, ensuring adherence to both local and international standards. You'll monitor regulatory changes, manage investigations, and act as the key liaison with regulators, auditors, and banking partners. This is a hands-on role where you'll lead KYC/AML investigations, oversee suspicious activity reporting, and collaborate with risk, operations, and product teams to embed compliance into everyday processes.
Requirements
- Fluency in Spanish & English
- Proven experience with UIAF regulatory reporting (ROS, SIREL)
- Strong knowledge of AML/CFT frameworks (SAGRILAFT, SIPLAFT, FATF standards)
- Experience in audits, inspections, and risk assessments with regulators
- Expertise in KYC controls (IDs, biometrics, sanctions, adverse media)
- Confidence engaging with regulators and external authorities
- Hands-on, detail-oriented, and proactive mindset
Responsibilities
- Review KYC alerts, biometric mismatches, and potential fraud using official databases (Registraduría Nacional, DIAN) and KYC tools (Jumio, Persona)
- Prepare and submit ROS and other filings via SIREL to UIAF
- Ensure timely responses to UIAF, SFC, DIAN, and law enforcement requests
- Assess suspicious transactions and monitor PEP/sanctions/adverse media alerts
- Escalate risks appropriately
- Enhance and optimize monitoring and reporting controls to detect and mitigate emerging threats
- Work with internal teams to strengthen AML/CFT controls
- Ensure regulatory requirements are fully integrated into operations
- Serve as the main point of contact with regulators, auditors, and banking partners
Benefits
- Stock options
- Discretionary performance bonus
- The latest tools and technology
