Compliance & Money Laundering Reporting Officer

Skills

About the Role

You will serve as the appointed Money Laundering Reporting Officer for NIUM Malaysia, owning the design, implementation, and continuous enhancement of the AML/CFT, sanctions, and financial crime compliance framework. You will act as the primary liaison with Bank Negara Malaysia, review and approve Suspicious Transaction Reports, oversee CDD, EDD, PEP and sanctions screening, and transaction monitoring. You will lead AML risk assessments, develop policies and controls, present compliance reports to senior management, partner with product and operations teams to embed AML controls into new products, and lead AML training programmes across the Malaysia entity.

Requirements

• Bachelor's degree in Law, Finance, Accounting, Business, Risk Management, or a related discipline
• ACAMS, ICA, or equivalent AML certification preferred
• Minimum 12+ years of experience in AML/CFT, Financial Crime Compliance, or Regulatory Compliance
• Prior experience serving as an MLRO or Deputy MLRO within a regulated financial institution, payments company, fintech, digital bank, or e-money institution
• Strong knowledge of AMLA 2001, BNM AML/CFT requirements, FATF Recommendations, sanctions regulations, and financial crime risk management
• Experience with transaction monitoring, sanctions screening, KYC/EDD, and suspicious activity reporting
• Excellent stakeholder management and regulatory engagement experience
• Strong analytical, decision-making, and problem-solving skills
• Excellent written and verbal communication skills

Responsibilities

• Serve as the designated Compliance & Money Laundering Reporting Officer for NIUM Malaysia
• Own and maintain the Malaysia AML/CFT and Sanctions Compliance Programme
• Ensure compliance with AMLA 2001, BNM AML/CFT Policy Documents, sanctions requirements, and applicable regulatory obligations
• Act as the primary contact for Bank Negara Malaysia on AML/CFT matters, regulatory inspections, audits, and information requests
• Review and approve Suspicious Transaction Reports and ensure timely submission to relevant authorities
• Provide oversight of CDD, EDD, PEP screening, sanctions screening, transaction monitoring, name screening, and ongoing customer risk reviews
• Lead periodic AML risk assessments and enterprise financial crime risk assessments
• Monitor emerging AML/CFT regulations and ensure timely implementation of regulatory changes
• Develop and maintain AML/CFT policies, procedures, and internal controls
• Present AML/CFT updates, risk assessments, and compliance reports to senior management and governance committees
• Partner with Product and Operations teams to ensure AML controls are embedded into new products and payment flows
• Oversee AML investigations and ensure appropriate escalation of financial crime risks
• Lead AML training and awareness programmes across the Malaysia entity
• Support internal audit, external audit, and regulatory examinations

Benefits

• Competitive salaries
• Performance bonuses
• Sales commissions
• Equity for specific roles
• Recognition programs
• Medical coverage
• 24/7 employee assistance program
• Generous vacation programs including year-end shut down
• Flexible hybrid working environment (3 days per week in the office)
• Role-specific training
• Internal workshops
• Learning stipend
• Company-wide social events, team bonding activities, happy hours, and team offsites