Compliance Analyst - Mexico
ARQ is a financial services platform that lets users in Latin America hold global currencies, make cross-border payments, invest in international markets, and spend worldwide with a card.
Funding
Projects
About ARQ ( Prev DolarApp )
ARQ serves travelers, investors, and professionals across Latin America who need access to global currencies and financial markets. Users can hold digital dollars and euros, receive and send international payments via dedicated US and European account details, invest in US stocks and ETFs, and spend globally with a card at market conversion rates. The platform is available across Mexico, Argentina, Colombia, and Brazil.
Skills
About the Role
You'll support the local compliance program, helping ensure adherence to both local and international AML/CFT standards. You'll monitor regulatory developments, assist with investigations, and help maintain relationships with regulators, auditors, and banking partners. This is a hands-on role: you'll work KYC/AML alerts and investigations, support the preparation of regulatory notices (avisos) to the UIF, and collaborate with risk, operations, and product teams to embed compliance into everyday processes.
Requirements
- Fluency in Spanish & English
- Working knowledge of Mexico's AML/CFT framework: LFPIORPI (Ley Antilavado), CNBV regulations, and FATF standards
- Familiarity with UIF regulatory reporting (avisos/ROR, ROI, ROIP) via the SPPLD portal, or strong willingness to learn
- Exposure to audits, inspections, or risk assessments involving regulators
- Knowledge of KYC controls (IDs, biometrics, sanctions, adverse media)
- Comfortable engaging with regulators and external authorities
- Hands-on, detail-oriented, and proactive mindset
- AML/compliance certifications in progress or completed (e.g., CAMS, ICA) - nice to have
- Regional LATAM compliance experience - nice to have
- Knowledge of fintech, payments, and digital assets regulations (Ley Fintech / LRITF) - nice to have
- Prior experience at a bank, fintech, or SOFOM compliance function - nice to have
Responsibilities
- Review KYC alerts, biometric mismatches, and potential fraud using official databases (RENAPO, SAT, INE) and KYC tools (Jumio, Persona)
- Support preparation and submission of Reportes de Operaciones Relevantes (ROR), Inusuales (ROI), and Internas Preocupantes (ROIP) to the UIF via the SPPLD portal
- Help ensure timely responses to CNBV, SAT/UIF, and law enforcement requests
- Assess suspicious transactions, monitor PEP/sanctions/adverse media alerts, and escalate risks appropriately
- Help enhance monitoring and reporting controls to detect and mitigate emerging threats
- Work with internal teams to strengthen AML/CFT controls and ensure regulatory requirements are integrated into operations
- Assist in liaising with regulators, auditors, and banking partners
Benefits
- Competitive salary and benefits
- The latest tools and technology
