Business Banking Officer
Scotiabank is an international bank offering personal, business and commercial banking, wealth management, private banking, corporate and investment banking, and capital markets services. Its clients include individuals, businesses, corporations, institutions and investors across Canada, the United States, Mexico, Latin America, Europe and Asia Pacific.
About Scotiabank
Scotiabank, also known as The Bank of Nova Scotia, provides a broad range of financial products and services, including deposit accounts, credit cards, lending, mortgages, insurance, investments, wealth management, private banking, corporate and investment banking, capital markets, foreign exchange, financing, advisory services and transaction banking. The organization serves personal banking customers, small and mid-sized businesses, commercial clients, corporate and institutional clients, and investors through its global network.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You contribute to the success of the Peruvian branch network by managing relationships with small businesses, growing and maintaining a profitable client portfolio, evaluating proposals, providing financial advice, selling banking products and services, managing collections, identifying business opportunities, and following risk, compliance, and anti-money-laundering procedures.
Requirements
- Technical degree or university studies in Accounting, Administration, Economics, Industrial Engineering, or related fields
- 2 to 4 years of experience in personal banking business or microenterprise commercial advisory roles
- Financial statement analysis and evaluation
- Credit policy and credit evaluation
- Collections management
- Bantotal
- Intranet
- Management Control Module
- ISTS
- Availability to travel to Lurin
Responsibilities
- Promote a customer-centered culture and deepen customer relationships
- Perform operational procedures according to internal and legal requirements
- Develop commercial management for small businesses
- Evaluate client proposals and provide financial advice
- Sell banking products and services
- Apply asset laundering prevention policies
- Evaluate client performance and identify future needs and risks
- Manage client portfolios using bank tools and databases
- Follow up on recovery and collections activities
- Identify commercial areas and business opportunities
- Offer quality service and meet Pulso targets
- Coordinate with internal and external sales forces
- Meet commercial targets by promoting banking products
- Apply the bank’s risk culture to daily decisions
- Maintain effective business controls and reduce operational, regulatory, money-laundering, terrorist-financing, and conduct risks
