AML Compliance Analyst
Alpaca is a brokerage infrastructure company providing developer APIs for stocks, options, fixed income, and crypto trading, plus tokenization infrastructure for TradFi–DeFi markets.
Funding history
Investors
About Alpaca
Alpaca provides API-first brokerage infrastructure for fintechs, institutions, algorithmic traders, and developers. Its offerings include Broker API, Trading API, market data, self-clearing brokerage services, crypto services, and the Instant Tokenization Network for in-kind minting and redemption of tokenized assets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Investigate potentially suspicious activity, review transaction-monitoring and sanctions alerts, conduct CIP/KYC, CDD, and EDD reviews, prepare SAR recommendations and narratives, document investigations, assess financial crime risks, respond to regulatory inquiries, and support audits, examinations, and compliance-control enhancements.
Requirements
- 3-5 years of experience in financial crime or AML investigations.
- Understanding of U.S. BSA/AML, USA PATRIOT Act, SEC, and FINRA requirements.
- Familiarity with financial crime typologies and trading activity.
- Investigative writing and SAR recommendation experience.
- Experience with transaction-monitoring, sanctions-screening, case-management, fraud-monitoring, or securities-surveillance systems.
- Open-source intelligence and public-record research experience.
- Working knowledge of domestic and international payment systems.
- Ability to work independently and overlap with U.S. Eastern Time.
- CAMS, CFCS, CFE, or another relevant certification preferred.
Responsibilities
- Investigate suspicious activity from transaction-monitoring alerts, escalations, and referrals.
- Complete transaction-monitoring alerts, regulatory submissions, and case investigations within established deadlines.
- Screen individuals, entities, and transactions against sanctions, PEP, enforcement, and adverse-media watchlists.
- Review and respond to regulatory and law-enforcement inquiries.
- Enhance transaction-monitoring rules, policies, procedures, controls, and risk frameworks.
- Maintain audit trails and documentation for investigations and compliance decisions.
- Identify and escalate critical risks, trends, and compliance gaps.
- Prepare SAR recommendations and narratives and support approved SAR filings with FinCEN.
- Conduct CIP/KYC, CDD, and EDD reviews.
- Evaluate source of funds, source of wealth, occupation, expected activity, and customer purpose.
- Review and disposition AML, sanctions, and securities-surveillance alerts.
- Assist with due diligence and ongoing monitoring of intermediaries.
Benefits
- Stock options
- Health benefits
- New hire home-office setup: one-time USD $500
- Monthly stipend: USD $150 per month via a Brex Card