Accounting Manager
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You'll play a vital role in Ripple's bold journey to deliver outstanding financial services as part of the accounting team. You'll prepare and maintain the firm's FOCUS Report filings, including net capital computations and customer reserve calculations, and you'll maintain the general ledger for the broker-dealer entity, running month-end close, account reconciliations, and journal entries. You'll compute and monitor aggregate indebtedness ratios and net capital, flagging early warning thresholds to the CFO, and you'll support financial reporting for Stock Loan and Stock Borrow activity. You'll handle month-end accounting for digital asset positions, incorporating mark-to-market valuations and custody reconciliations, and you'll reconcile on-chain and off-chain positions against custodian statements and internal trading system data. You'll assist in preparing monthly and quarterly financial statements, support external auditors during annual audits, and help maintain and improve internal control procedures.
Requirements
- Bachelor's degree or equivalent experience in Accounting, Finance, or a related field; CPA license or active candidacy strongly preferred
- 3–6 years of accounting experience, with exposure to broker-dealer accounting, financial services, or public accounting
- Working knowledge of SEC Rules 15c3-1 and 15c3-3, FINRA financial reporting requirements, and FOCUS Report preparation
- Proficiency in U.S. GAAP financial reporting
- Strong Excel skills; experience with general ledger systems
- High attention to detail and ability to prioritize multiple tasks
- Background in handling digital asset accounting preferred
- Experience supporting FINRA or SEC regulatory examinations preferred
- Familiarity with prime brokerage or cleared derivatives accounting preferred
- Exposure to Stock Loan/Stock Borrow accounting preferred
- Experience with intercompany accounting across multi-entity structures preferred
Responsibilities
- Prepare and maintain the firm's FOCUS Report filings, including net capital computations and customer reserve calculations
- Maintain the general ledger for the broker-dealer entity, running month-end close, account reconciliations, and journal entries
- Compute and monitor aggregate indebtedness ratios and net capital, flagging early warning thresholds to the CFO
- Support financial reporting for Stock Loan and Stock Borrow activity, including matched-book profit and loss and liquidity treatment
- Handle month-end accounting for digital asset positions, incorporating mark-to-market valuations and custody reconciliations
- Apply and document accounting policies for digital assets consistent with evolving U.S. GAAP
- Reconcile on-chain and off-chain positions against custodian statements and internal trading system data
- Provide support for accounting related to digital asset lending, repo, and collateral arrangements
- Assist in preparation of monthly and quarterly financial statements for broker-dealer and holding company entities
- Support external auditors during annual financial statement audits
- Maintain and improve internal control procedures, including SOD documentation and reconciliation sign-off protocols
- Participate in systems and process improvement initiatives
Benefits
- Professional development budget
- Competitive bonuses and equity
- Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Industry-leading parental leave policies
- Family planning benefits
- Catered lunches, fully-stocked kitchens with premium snacks/beverages