Senior Compliance Officer
Vivid Money Group is a European fintech providing personal and business financial services through digital accounts. Its offerings include payments, cards, cashback, interest accounts, international transfers, bookkeeping tools, and investment services for individuals, freelancers, companies, and enterprises.
Maintainer signals as of 8/23/2026
About Vivid Money Group
Vivid Money Group operates a digital financial platform serving individuals, freelancers, SMEs, and larger businesses across Europe. Its services include business and personal accounts, unlimited IBANs, Visa cards, cashback, SEPA and SWIFT transfers, international payments, online payment acceptance, invoicing, bookkeeping integrations, tax filing, business travel, and team spending controls. The group also provides interest accounts, model portfolios, brokerage services, stocks, ETFs, money market funds, and cryptocurrency services through regulated Vivid entities in Luxembourg and the Netherlands.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will help plan and execute the annual Compliance Monitoring Plan and related quality-assurance activities. You will conduct internal compliance reviews, support remediation, and track deficiencies and corrective measures. You will draft and maintain policies, procedures, and working instructions aligned with CSSF expectations. You will prepare and submit regulatory reports to the CSSF, FIU, and law enforcement, coordinate responses to regulatory inquiries, oversee outsourced compliance operations, deliver AML/CTF and compliance training, and maintain compliance logs and management reporting.
Requirements
- Be based in Luxembourg
- Have at least 3 years of relevant experience in compliance or internal or external audit
- Have practical experience in AML processes
- Know the regulatory framework governing Luxembourg's financial sector
- Use AI tools for compliance research, drafting, and analysis while validating accuracy, confidentiality, and regulatory appropriateness
- Have strong organizational, communication, interpersonal, research, analysis, and presentation skills
- Communicate fluently in written and verbal English
Responsibilities
- Contribute to planning and executing the annual Compliance Monitoring Plan and related quality-assurance activities
- Conduct internal compliance reviews and support remediation actions
- Track identified deficiencies and implementation of corrective measures
- Draft and maintain internal policies, procedures, and working instructions in line with CSSF expectations
- Prepare regulatory reports and ensure timely submissions to the CSSF, FIU, and law enforcement
- Draft and coordinate responses to regulatory inquiries and external requests
- Support oversight of outsourced compliance operations in line with CSSF Circular 22/806
- Design and deliver AML/CTF and compliance training programs
- Maintain compliance logs and contribute to board and management reporting
Benefits
- Participation in the Employee Stock Option Programme
- Flexible working hours
- Hybrid working model
- 28 days of paid annual leave
