Principal Product Manager - Compliance / AML / Risk Platform
Skills
About the Role
You will own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems. You will design and optimize risk scoring frameworks across onboarding and the transaction lifecycle, and partner with Compliance to translate BSP / AMLC regulations into scalable product features. You will build and improve KYC/KYB onboarding flows for both individuals and businesses, optimize CDD/EDD processes including document verification, liveness checks, and risk tiering, and balance conversion against compliance to reduce friction without increasing risk. You will define and implement fraud detection strategies covering account takeover, scams, and mule accounts, collaborate with data teams to develop rules engines, alerting systems, and case management tools, and improve real-time monitoring capabilities for transactions and user behavior. You will build internal tools for case management, investigation workflows, and audit trails and reporting, and integrate with external vendors such as KYC providers, blockchain analytics, and sanctions lists. You will work closely with Compliance/MLRO, Risk & Fraud Ops, Data Science/Analytics, and Engineering, acting as the bridge between regulatory requirements and product implementation.
Requirements
- 5+ years of Product Management experience, preferably in fintech, payments, or crypto
- Strong understanding of AML / CFT frameworks
- Strong understanding of KYC / KYB processes
- Strong understanding of transaction monitoring
- Experience building or managing risk engines / fraud systems / compliance platforms
- Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
- Ability to translate regulatory requirements into scalable product solutions
- Experience in crypto / blockchain / exchange platforms (nice to have)
- Knowledge of fraud typologies (scams, mule accounts, phishing, etc.) (nice to have)
- Knowledge of sanctions screening & travel rule (nice to have)
- Experience with tools/vendors like Chainalysis / TRM / Elliptic (nice to have)
- Experience with tools/vendors like Onfido / Sumsub / Jumio (nice to have)
- Background in compliance, risk, or data analytics (nice to have)
Responsibilities
- Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
- Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
- Partner with Compliance to translate BSP / AMLC regulations into scalable product features
- Build and improve KYC/KYB onboarding flows (individual & business)
- Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
- Balance conversion vs compliance to reduce friction without increasing risk
- Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
- Collaborate with data teams to develop rules engines, alerting systems, and case management tools
- Improve real-time monitoring capabilities for transactions and user behavior
- Build internal tools for case management, investigation workflows, and audit trails and reporting
- Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)
- Work closely with Compliance / MLRO, Risk & Fraud Ops, Data Science / Analytics, and Engineering
- Act as the bridge between regulatory requirements and product implementation