Junior AML Analyst
Spanish electronic money institution providing regulated B2B payment infrastructure, including card and account issuance, IBANs, payment processing, APIs, compliance, and branded financial programs.
Funding history
Projects
About Bnext Electronic Issuer, E.D.E., S.L.
Bnext Electronic Issuer, E.D.E., S.L. is a Madrid-based Spanish electronic money institution supervised by the Banco de España under registration number 6717. Its current activity focuses on enabling companies and institutions to launch branded payment products through modular infrastructure for cards, payment accounts, Spanish IBANs, SEPA transfers, mobile payments, APIs, AML/KYC, back-office operations, and customer support. The entity continues operating B2B programs such as Correos Prepago and Íkualo, while its former consumer Bnext account and card service closed in April 2026.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
The Junior AML Analyst will support Bnext’s Compliance team by applying customer due diligence measures, analyzing sanctions and PEP screening alerts, monitoring suspicious activity, handling regulatory requests, maintaining AML/CFT and fraud procedures, and coordinating reports to SEPBLAC.
Requirements
- At least 1 year of relevant experience in AML, compliance, consulting, or financial analysis.
- Interest in developing expertise in AML/CFT and financial regulation.
- Proficiency with Microsoft Office and Google Docs and Sheets.
- Intermediate English level B1-B2 is valuable but not required.
- Analytical, organized, detail-oriented, and collaborative approach.
Responsibilities
- Apply normal and enhanced customer due diligence measures.
- Analyze sanctions-list and politically exposed person screening alerts.
- Review suspicious activity alerts generated by internal systems.
- Monitor suspicious activity involving high-risk customers.
- Request and review information from customers under investigation.
- Handle regulatory and external AML/CFT and fraud requests.
- Support AML/CFT and fraud control manuals and procedures.
- Coordinate, review, and submit reports to SEPBLAC.
Benefits
- Permanent contract from day one.
- Hybrid work model with regular attendance at the Madrid office.
- Flexible remuneration for transport, childcare, health insurance, and restaurant card.
- Flexible vacation days beyond the legal minimum.
- Flexible working hours.
Hiring Process
30-minute initial interview with People & Culture; 1-hour online interview with the Senior Compliance Officer and another team member; possible follow-up contact with another team member.
