Backend Engineer - Customer Identity
N26 is a 100% mobile bank based in Berlin, Germany, offering banking, saving, and investing all in one app. It serves millions of retail customers across 24 European markets, providing free and premium bank accounts, savings products, and investment options.
About N26
N26 is Germany's first fully mobile bank, holding a full banking license from BaFin (the German Federal Financial Supervisory Authority). It offers a range of personal banking products including free and paid current accounts (Standard, Smart, Go, and Metal plans), virtual and physical Mastercards, joint accounts, and accounts for minors under 18. Customers can also access Instant Savings accounts with interest rates varying by plan, and a flexible cash fund investment product managed by Fidelity International offering variable returns. Through a partnership with Upvest Securities GmbH, N26 enables customers to invest in over 5,000 stocks, ETFs, and ready-made funds directly within the app, with savings plans starting from €1. The N26 Go and Metal plans also include travel-focused benefits such as cashback, favorable exchange rates, airport lounge access, and free ATM withdrawals abroad. N26 operates in 24 markets worldwide, serves over 8 million customers, and protects deposits up to €100,000 under the German Deposit Protection Scheme. Its typical clients are individual retail banking customers seeking simple, mobile-first banking, saving, and investing solutions.
Skills
About the Role
You will join the Customer Identity segment, building customer identity verification products that are frictionless for users, flexible and secure, while ensuring authenticity and maintaining regulator trust as the company grows. You'll collaborate with cross-functional teams that value knowledge sharing and autonomy, and you'll be encouraged to embrace the latest technologies while tackling complex, interesting problems every day.
Requirements
- Experience in developing software using Java or Kotlin
- The ability to work independently
- Be highly motivated and a fast learner
- Be a problem solver
- Full professional proficiency in English
- Strong call to action and for getting things done
- Motivation to write code which is well-tested and well-documented
- Give and receive open, direct and timely feedback
Responsibilities
- Design, develop, test, deploy and maintain software in a thriving environment
- Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions
- Work with international, highly engaged peers
- Work with people and teams who have a getting things done attitude
Benefits
- Competitive personal development budget
- Work from home budget
- Discounts to fitness & wellness memberships, language apps and public transportation
- Premium subscription on personal N26 bank account, including for friends and family
- Additional day of annual leave for each year of service
- Access to cutting edge technologies
- Relocation package with visa support