Senior Software Engineer, Identity & Trust
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You'll design and develop distributed, cloud-native backend services that power key features within the Identity and Trust Platform. You'll define and implement the foundational data model and APIs that serve as the single system of record for customers, entities, and users within your area of ownership. You'll drive the strategic implementation of identity and customer lifecycle logic, migrating it out of legacy systems into resilient, observable, Identity Platform-first services. You'll implement core platform capabilities, including components of the unified entitlements layer and shared compliance context. You'll partner with Product, Compliance, and other engineering teams to champion standard integration patterns and contracts for the platform. You'll champion engineering excellence in architecture, code quality, testing, and operational practices, and you'll serve as a mentor to help grow junior members of the foundational platform team.
Requirements
- 5+ years experience in Software Engineering, with a deep focus on backend systems
- Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems
- Proven track record designing and delivering complex features within large-scale systems in complex, regulated environments
- Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts
- Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS)
- Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature-level migration efforts
- Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross-team decisions
- Experience with our current stack: Java + Spring Boot preferred, or other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.)
- Experience with event-driven architecture (Kafka, SNS/SQS, etc.)
- Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems
Responsibilities
- Design and develop distributed, cloud-native backend services that power key features within the Identity and Trust Platform
- Define and implement the foundational data model and APIs that serve as the single system of record for customers, entities, and users
- Drive the strategic implementation of identity and customer lifecycle logic migrated out of legacy systems into resilient, observable services
- Implement core platform capabilities, including components of the unified entitlements layer and shared compliance context
- Partner with Product, Compliance, and other engineering teams to champion standard integration patterns and contracts
- Champion engineering excellence in architecture, code quality, testing, and operational practices
- Serve as a mentor to help grow junior members of the foundational platform team
Benefits
- A professional development budget to support other modes of learning
- In-office collaboration flexibility - teams decide which 10+ days a month they come in
- Bi-weekly all-company meeting with Leadership Team
- Team offsites, team bonding activities, happy hours
- Competitive bonuses and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Industry-leading parental leave policies and family planning benefits
- Catered lunches, fully-stocked kitchens with premium snacks/beverages