AVP and below Credit Approval Consumer Banking Risk Management Group

DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.

Singapore, SG
About DBS Bank Ltd

DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.

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Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will review wealth-management lending applications, including secured and unsecured products that require non-STP or deviation review. You will conduct quality reviews of approved applications, improve team processes, and support business, system, and ad-hoc projects. You will prepare requirements and test cases and conduct system testing when needed.

Requirements

  • Fluent written English and strong communication skills with regional counterparts.
  • Strong analytical and problem-solving skills.

Responsibilities

  • Review daily wealth-management lending applications.
  • Review secured and unsecured non-STP or deviation applications.
  • Review existing-customer criteria-change applications.
  • Conduct post-approval quality reviews for secured and unsecured products.
  • Support business initiatives, process-enhancement projects, and ad-hoc programs.
  • Prepare user requirements, interface and process designs, and test cases.
  • Conduct system testing for system projects and enhancements.
  • Review team-process effectiveness and recommend improvements.