Analyst, Transaction Monitoring - Financial Crime Operations

Skills

About the Role

You will lead hands-on investigations into high-risk and complex alerts across fiat and crypto, clear backlogs, and prepare regulatory filings where required. You will tune and design detection logic, perform forensic blockchain and fiat analysis, document SOPs and escalation matrices, and mentor peers while improving alert performance.

Requirements

• 8-15 years focused on Transaction Monitoring
• Background in Fintech, Payments (card issuing and/or acquiring), or Web3/Crypto with a clear grasp of differences between fiat rails and blockchain flows
• Deep knowledge of Visa and Mastercard scheme monitoring obligations and relevant AML and fraud typologies
• Hands-on experience with modern TM and blockchain analytics tools (e.g., Unit21, Flagright, Chainalysis, Elliptic) and the ability to articulate rule logic
• Start-up mindset: willing to clear alerts while building strategy and comfortable operating in evolving environments
• CAMS, CFE, or ICA International Diploma in AML (nice to have)
• Prior experience standing up a TM function or migrating from manual to automated monitoring (nice to have)
• Working proficiency in SQL and/or data visualization for rule performance analysis and experiment design (nice to have)

Responsibilities

• Lead investigations into high-risk and complex alerts spanning AML, fraud, and crypto-specific typologies
• Triage and clear existing backlogs for card scheme and digital asset alerts within SLAs, documenting rationale and outcomes
• Prepare and file SARs/STRs with the JFIU and other authorities where required, maintaining robust audit trails
• Perform deep-dive forensic analysis across fiat and blockchain transaction webs, leveraging blockchain analytics
• Serve as the primary operational stakeholder for the Transaction Monitoring vendor during migration to automated systems
• Analyze alert performance, reduce false positives, and propose rule-tuning changes with Product and Engineering
• Design, test, and promote new scenarios and typologies tailored to PSP and crypto-asset risks with clear success metrics
• Draft, maintain, and own SOPs for the TM function aligned with regulatory and scheme requirements
• Translate regulatory and scheme requirements into actionable process steps and control points
• Define L1 versus L2 escalation matrices, investigation standards, and quality control checkpoints
• Mentor peers, provide on-call guidance for complex cases, perform spot checks and QC reviews
• Lead knowledge-sharing sessions, write playbooks, and document best practices

Benefits

• Annual leave and public holidays
• Health insurance budget
• Flexible remote work options
• Home office equipment budget
• Corporate Reap Card to avoid out-of-pocket spending