Software Engineer
Plaid is a financial technology company providing APIs and network connectivity for businesses to build financial products. Its platform supports bank-account linking, financial data access, identity verification, fraud and risk tools, credit underwriting, and bank payments.
Maintainer signals as of 8/12/2026
Funding history
Projects
About Plaid
Plaid operates a financial data network and API platform that lets businesses connect to financial institutions and build financial experiences. Its products support account and identity verification, real-time balance and transaction data, investment and liability data, income and underwriting workflows, fraud and AML risk checks, and multi-rail bank payments. It serves developers, businesses, financial institutions, platforms, lenders, banks, and consumer-facing financial-product providers.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You collaborate with cross-functional teams to develop Europe-specific payments and credit products. You build frameworks and tooling for resilient bank integrations, localize global products for the European market, understand client needs, architect tailored solutions, own projects, participate in on-call rotations, and improve system reliability.
Requirements
- 2-5 years of product engineering experience
- Full-stack development experience
- Backend-focused engineering experience
- Coding and testing skills
- Large-scale backend systems experience
- Payments product or payments industry experience
- Open Banking API experience
Responsibilities
- Partner with engineering and cross-functional teams
- Iterate on and productionize new products
- Improve existing products
- Understand client needs
- Architect solutions for client use cases
- Own projects
- Participate in the on-call rotation
- Follow practices that increase system reliability
Benefits
- Equity