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Pencil Finance lets users invest in tokenized student loan bundles through a dual-tranche model, offering fractional exposure and on-chain returns.

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Pencil Finance

Pencil Finance lets users invest in tokenized student loan bundles through a dual-tranche model, offering fractional exposure and on-chain returns.

0 current maintainers0 active leadsTeam intelligence

Maintainer signals as of 8/11/2026

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About Pencil Finance

Pencil Finance helps investors access tokenized student loan portfolios by connecting verified loan originators with on-chain capital. Users can allocate to Senior or Junior tranches with defined payoff rules and track repayments on-chain. The platform focuses on transparent cash flow, risk separation, and structured redemptions.

About Pencil Finance

Pencil Finance helps investors access tokenized student loan portfolios by connecting verified loan originators with on-chain capital. Users can allocate to Senior or Junior tranches with defined payoff rules and track repayments on-chain. The platform focuses on transparent cash flow, risk separation, and structured redemptions.

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